---
description: Get detailed information about The Mortgage Office and how it can help you meet your business needs. Learn more about The Mortgage Office price, benefits, and disadvantages for businesses in Singapore.
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title: The Mortgage Office Pricing, Cost & Reviews - Capterra Singapore 2026
---

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# The Mortgage Office

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> Trusted for 45+ years, The Mortgage Office delivers the most innovative, secure, and user-friendly loan management platform available.
> 
> Verdict: Rated **4.8/5** by 288 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Who Uses The Mortgage Office?

For 45+ years, The Mortgage Office has been trusted as the most innovative, secure, and user-friendly loan management platform. Streamline your loan origination, servicing, and fund management.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.8/5** | 288 Reviews |
| Ease of Use | 4.7/5 | Based on overall reviews |
| Customer Support | 4.8/5 | Based on overall reviews |
| Value for Money | 4.7/5 | Based on overall reviews |
| Features | 4.7/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Applied Business Software
- **Founded**: 1978

## Commercial Context

- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Windows (On-Premise), Linux (On-Premise), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: Argentina, Australia, Canada, Israel, New Zealand, Spain, United Kingdom, United States

## Features

- Accounting
- Accounts Payable
- Accounts Receivable
- Amortization Schedule
- Audit Trail
- Automated Decisioning/Underwriting
- Automatic Funds Distribution
- Borrower Management
- Cash Flow Management
- Client Database
- Client Portal
- Collateral Tracking
- Compliance Management
- Contact Management
- Customer Management
- Dashboard
- Data Import/Export
- Document Management
- Escrow Management
- Investor Management
- Lead Management
- Loan Portfolio Management
- Multi-Channel Communication
- Online Applications
- Payment Collection
- Pipeline Management
- Pre-Qualification
- Reporting/Analytics
- Self Service Portal
- Third-Party Integrations
- Workflow Management

## Integrations (5 total)

- HUB
- Microsoft Word
- QuickBooks Desktop
- QuickBooks Enterprise
- QuickBooks Online

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Loan Servicing Software](https://www.capterra.com.sg/directory/30088/loan-servicing/software)

## Related Categories

- [Loan Servicing Software](https://www.capterra.com.sg/directory/30088/loan-servicing/software)
- [Mortgage Software](https://www.capterra.com.sg/directory/30038/mortgage-and-loans/software)
- [Construction Accounting Software](https://www.capterra.com.sg/directory/20003/construction-accounting/software)
- [Commercial Loan Software](https://www.capterra.com.sg/directory/30537/commercial-loan/software)
- [Loan Origination Software](https://www.capterra.com.sg/directory/20011/loan-origination/software)

## Alternatives

1. [HES LoanBox](https://www.capterra.com.sg/software/1032224/hes-loanbox) — 4.9/5 (35 reviews)
2. [Mortgage Automator](https://www.capterra.com.sg/software/191761/mortgage-automator) — 4.9/5 (116 reviews)
3. [Baseline](https://www.capterra.com.sg/software/1049444/baseline) — 4.9/5 (10 reviews)
4. [timveroOS](https://www.capterra.com.sg/software/201030/timvero-core) — 5.0/5 (10 reviews)
5. [Fintech Market Core System](https://www.capterra.com.sg/software/1051572/fintech-market-core-system) — 5.0/5 (8 reviews)

## Reviews

### "Robust Mortgage Servicing Made Easy, From Loan Admin to Pool Tracking" — 5.0/5

> **Joanne** | *23 July 2026* | Financial Services | Recommendation rating: 9.0/10
> 
> **Pros**: The Mortgage Office makes it easy for us to manage our clients’ mortgage accounts from start to finish. We’ve been using it since 2019, and we rely on it to manage our mortgage investment company’s client loans and shareholder accounts.&#10;&#10;For loan administration, we use it to collect client payments, which are automatically posted to the correct account with the proper division of principal and interest. It also includes document storage, a call log, and a notes centre, which helps keep everything in one place. We can pull accurate payout statements and mortgage statements with just a few clicks, and even email them directly to the customer from within the program.&#10;&#10;A separate module, mortgage pool servicing, efficiently tracks our shareholder investments and issues share certificates accurately. It also calculates pool distributions and can issue tax slips at tax time.&#10;&#10;After the initial learning phase, the program is straightforward to use and navigate. Response time is good and downtime is rare. When we do run into an issue, support response time has ranged from good to acceptable.&#10;&#10;Onboarding was relatively easy, and we had dedicated support to guide us through each step of the process. While the pricing is high, it has been comparable to—or less expensive than—alternatives we considered.&#10;&#10;There is an option to integrate QuickBooks with the program, but we’ve chosen to keep them separate for now. They are also developing an AI help module, and it keeps getting better over time.
> 
> **Cons**: The program is very robust, but it takes time to learn how to use all of its features. The help centre and AI assistant still seem to be in development, so finding answers without contacting support can be frustrating at times. More video tutorials would be a great addition.
> 
> Like I mentioned, we have been using TMO since 2019 and it has become an important everyday part of our business. It has made doing business much easier for us in a lot of ways. The service department is friendly and eager to get us back on track when we have issues. Overall, TMO is a win for us\!

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### "Services All My Loans in one place - CLOUD-BASED\!" — 5.0/5

> **Stacey** | *14 January 2026* | Real Estate | Recommendation rating: 10.0/10
> 
> **Pros**: Transitioning from the “light” version of the software was smooth and straightforward. Since I process loans for multiple companies, I really appreciate how easy it is to switch between them without any hassle. I also love that it’s cloud-based, which allows me to access loan information and stay on top of issues even when I’m not in the office.
> 
> **Cons**: I know there are a lot of great features I’m not using yet, such as ACH payments and customer portals, that would make my job easier. Unfortunately, without a tech person on staff, I haven’t had the time or technical expertise to learn and implement them.
> 
> I love that everything is cloud-based and all loans are kept in one place. It’s a huge benefit—I can access loan information from my home computer after hours, my iPad, or even my phone. I’ve literally done payoffs while on vacation\! No matter where I am, my customers always get the information they need, exactly when they need it.

-----

### "Always more to learn" — 5.0/5

> **Jaron** | *17 July 2026* | Real Estate | Recommendation rating: 10.0/10
> 
> **Pros**: The best thing about The Mortgage Office is their ability to work with their clients and help to get everyone caught up and successful. They are always working to answer questions and get you set up with anything you might need. The seminar is very client led, and you can always reach out with any questions you have in the future.
> 
> **Cons**: The hardest part is catching up and using it to its full potential. There are so many hidden features or calculations going on that you may not always be able to see. But this is why asking all the questions is helpful.
> 
> Overall it is a very accurate and correct software. I know that if I use it correctly, it will give me all the information I need.

-----

### "Reliable and Feature-Rich Mortgage Servicing Platform" — 5.0/5

> **April** | *24 July 2026* | Real Estate | Recommendation rating: 8.0/10
> 
> **Pros**: he Mortgage Office is a very robust and flexible platform that handles all aspects of loan servicing in one place. It offers extensive reporting, customizable fields, and the ability to manage a wide variety of loan types. The support team is knowledgeable and responsive, and the software continues to improve with regular updates. Once you're familiar with the system, it becomes an invaluable tool for managing a private lending business efficiently.
> 
> **Cons**: One of the biggest challenges with The Mortgage Office is the learning curve. Because it's such a powerful and feature-rich platform, it can feel overwhelming for new users, and some workflows are not as intuitive as more modern software. The interface could benefit from a more updated design, and certain tasks require multiple steps that could be streamlined. That said, the functionality and flexibility outweigh those drawbacks once you're familiar with the system.
> 
> Overall, my experience with The Mortgage Office has been very positive. It has provided the tools needed to efficiently manage our loan portfolio, generate detailed reports, and streamline our servicing processes. While there is a learning curve, the software is reliable, highly customizable, and well suited for private and hard money lending. The support team has also been helpful whenever questions arise, making it a valuable long-term solution for our business.

-----

### "Great Product" — 5.0/5

> **Nicole** | *26 January 2026* | Financial Services | Recommendation rating: 9.0/10
> 
> **Pros**: What I love about it is that it's not complicated and covers everything that we need it for.  It has loan reports for your maturities and for tracking insurance and also I love the tax feature and there customer service that literally will stay on the phone and walk you through the whole process.
> 
> **Cons**: I really have no complaints, the only suggestion would be perhaps adding another bucket in the trust ledger.  That way if you need to separate out a construction reserve, interest reserve and property taxes you have a way to do that.
> 
> I been with mortgage office for close to 8 years and have been very satisfied with the product and their customer service.

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