17 years helping Singaporean businesses
choose better software

What Is Agicap?

Agicap is the market leader in SaaS solutions for corporate cash flow management.

Our all-in-one modular platform meets most cash challenges. It relies on several complementary and interconnected solutions:
- Banking & ERP connectivity
- Daily Cash Management
- Liquidity planning
- Business Spend Management
- Cash Collection
- Reporting & analytics

Since 2016, +7,000 customers in over 5 countries trust us.

Who Uses Agicap?

Agicap delivers value at every level of the company (CEOs, CFOs, their teams), turning cash into a lever for growth and profit.

Agicap Software - By centralizing your cash flows, Agicap provides an at-a-glance, real-time view of the total cash balance and of the detailed incomes and expenditures.
Agicap Software - Automatically integrate all your cash management data into a single interface. Reduce manual work, improve data accuracy and get a more accurate view of your cash flow for better decision-making.
Agicap Software - Create scenarios in just a few clicks to simulate the impact on your cashflow of potential investments, hiring, drop in turnover, late payments or other.
Agicap Software - Produce tailor reports, creating customized dashboards, to make the right decisions with accurate and reliable data.
Agicap Software - Monitor your outstanding amounts and ageing balance in real time and automate the recovery of your customer invoices.

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Reviews of Agicap

Average score

Overall
4.3
Ease of Use
4.4
Customer Service
4.5
Features
4.2
Value for Money
3.8

Reviews by company size (employees)

  • <50
  • 51-200
  • 201-1,000
  • >1,001
Edoardo
CEO in Italy
Marketing & Advertising, 11–50 Employees
Used the Software for: 6-12 months
Reviewer Source

Great tool to manager your cash flow

5.0 11 months ago

Pros:

Account reconciliation. It is a great way to have an overview to see who has paid and who has not paid

Cons:

The forecasting feature, at least for me, is a bit mechanical.

Cristian
CEO in Spain
Financial Services, 2–10 Employees
Used the Software for: Free Trial
Reviewer Source

nice solution but expensive

3.0 2 years ago

Pros:

this software looks very nice solution, UX, support, etc...

Cons:

the bad thing for me is that it's quite expensive

Ruby
Director in UK
Food & Beverages, 11–50 Employees
Used the Software for: 1-5 months
Reviewer Source

Just started but seems good

5.0 11 months ago

Comments: Pretty good, doesn't do exactly what I need so not sure if it's worth £200 a month but we'll see how it goes.

Pros:

Easy to pick up but not as in depth as I need it to be.

Cons:

Can't work on a day to day or weekly - minimum is monthly with reporting

Gauthier
CFO in UK
Design, 11–50 Employees
Used the Software for: 1-5 months
Reviewer Source

Great Tool !

4.0 11 months ago

Pros:

Easy to use and helps us a lot to forecast our cash during challenging times.

Cons:

As we are a global group we had to set up manually some banks (but still easy to us).

Juliette
CEO in France
Apparel & Fashion, 2–10 Employees
Used the Software for: 1+ year
Reviewer Source

Agicap has been a big change in financial management

5.0 3 years ago

Comments: Agicap has been of tremendous help to take financial decisions. I use it everyday ! It helps to follow the operations and predict the level of cash.

Pros:

I discovered Agicap 1.5 years ago, at a time where following the cash was absolutely key to our business. Agicap has been super helpful with that. Moreover, the app has been improved since the beginning. I use it all the time to follow the results and the cash of the company. The customer support team is good, but sometimes a bit overwhelmed.

Cons:

Our bank connexion sometimes breaks, which is annoying. Also sometimes the data is wrong and I discover that some operations appear twice... but the support team always makes it up in a few hours.

Christophe
CEO in Spain
Health, Wellness & Fitness, 11–50 Employees
Used the Software for: 1+ year
Reviewer Source

Ok but the costs climb very quickly!

4.0 6 months ago

Comments: The business licence has very limited functionalities. Even if you are a small company like ours, the licensing costs can be very high if you are operating with more than two bank accounts and you need to manage the cash of two companies at the same time. Total costs are over 3.000€/year.

Pros:

Easy to use regularly. Easy to make forecasts.

Cons:

Expensive to operate. Bank connectors not relaible.

Samir
Finance Director in UK
Food & Beverages, 51–200 Employees
Used the Software for: 1+ year
Reviewer Source

Creams-Cashflow

3.0 11 months ago

Comments: Good, as the banking connection keeps breaking and creates unnecessary issues

Pros:

Its connection with the open banking and its ability to provide a forecasted cashflow based on budgets

Cons:

Does not provide a weekly cash flow monitoring option

Verified Reviewer
Verified LinkedIn User
Hospitality, 11–50 Employees
Used the Software for: 6-12 months
Reviewer Source

Easy, intuitive and fast.

5.0 11 months ago

Comments: An extremely useful tool that is fundamental for the cash flow management of our company.

Pros:

You are able to merge information from different bank accounts into one platform and are able to create cashflow simulations and forecasts easily. The visual display of the information is extremely simple and the ease to navigate makes the software extremely easy to adopt and implement.

Cons:

The possibility to undo perhaps a mistake that as been made during a certain action.

Monica
CFO in Italy
Commercial Real Estate, 51–200 Employees
Used the Software for: 2+ years
Reviewer Source

Good program

4.0 11 months ago

Pros:

I like to have the cash forecast always update and easy to read

Cons:

The app is not efficient. There's not the possibility to check all the implemetations and personalizations. There's not the possibility to update the bank to see the new transactions.

Ross
Group Finance Manager in UK
Transportation/Trucking/Railroad, 51–200 Employees
Used the Software for: 1+ year
Reviewer Source

Agicap is a great tool with fantastic customer service

5.0 12 months ago

Comments: Great. Agicap is a really good tool that is continuing to evolve and has the potential to offer our business even more cash management and financial insight. Customer service and their attentiveness is fantastic.

Pros:

Agicap has proven to be a huge time-saving tool by automating the analysis and categorisation of bank transactions to assist with our monitoring of cash flow management and forecasting. Customer support has been fantastic, with any queries being addressed and resolved promptly.

Cons:

There has been an occasional need to re-sync with the bank although this has become less onerous of late. There have been a few instances where transactions were missed or duplicated within Agicap which required support. We often feel that our understanding of Agicap's full functionality is lacking and that we're therefore not utilising the system to it's full potential to benefit our business.

Natasha
Financial Coordinator in UK
Nonprofit Organization Management, 51–200 Employees
Used the Software for: 6-12 months
Reviewer Source

Childrens Care Home

5.0 11 months ago

Comments: Overall it has been seamless and it is now a very important part of my day.

Pros:

I like the ease of all the information being exactly where it should be, I like the ease of categorising things and for the system to remember. [sensitive content hidden] who helped us through the process of setting up is always available to help if anything is needed.

Cons:

There is only one thing that is a slight con but this is due to the nature of our business. I would like to be able to set a rule to split a payment everytime.

Daniel
FD in UK
Construction, 201–500 Employees
Used the Software for: 1-5 months
Reviewer Source

Cash Flow Management

5.0 11 months ago

Pros:

- Easy to customise charts - Easy to input data - Easy to see upsides and downsides at a glance - Simple scenario planning

Cons:

- Setup took longer than anticipated (technical issues)

James
Owner in US
Import & Export, 11–50 Employees
Used the Software for: 1-5 months
Reviewer Source

Alternatives Considered:

Essential Tool For Cashflow Planning

5.0 11 months ago

Comments: Great - excellent onboarding experience and ongoing support

Pros:

I am no longer reliant on the accounting team to be reconciled Highly customizable

Cons:

AMEX sync issues but there is a work around

Ahmed
Managing Partner in United Arab Emirates
Financial Services, 2–10 Employees
Used the Software for: 6-12 months
Reviewer Source

My Agicap Review

4.0 9 months ago

Comments: Overall satisfied, whilst there is some room for improvement when it comes to certain functionalities

Pros:

User friendly and straightforward, helps smooth our key functions within the business

Cons:

Occasional persistent technical glitches

Verified Reviewer
Verified LinkedIn User
Education Management, 2–10 Employees
Used the Software for: 1-5 months
Reviewer Source

Great cash flow management tool!

5.0 3 years ago

Comments: I save a lot of time and have improved accuracy in cash flow forecasts. I can make decisions about future projects more easily

Pros:

Ease of use, automatic reconciliation with the bank, possibility of creating different scenarios

Cons:

I didn't find weak points. It was what I needed!

Vivian
CEO in Germany
Textiles, 2–10 Employees
Used the Software for: 2+ years
Reviewer Source

Alternatives Considered:

AGICAP -The Cash Flow Management Solution

5.0 11 months ago

Comments: Trotz des kleinen Hakens mit den Connectoren ist mein Gesamteindruck von Agicap äußerst positiv. Die Vorteile, die es in Bezug auf Cashflow-Management, Planung und finanzielle Analyse bietet, überwiegen bei Weitem die geringfügigen Unannehmlichkeiten, die durch die Wartung der Connectoren entstehen. Die Effizienz und Klarheit, die Agicap in die Finanzverwaltung bringt, sind für mich von unschätzbarem Wert. Ich empfehle Agicap gerne weiter, insbesondere an diejenigen, die eine zuverlässige Lösung zur Optimierung ihrer finanziellen Prozesse suchen. Agicap ist ein Tool, das nicht nur hält, was es verspricht, sondern die Erwartungen sogar übertrifft.

Pros:

Agicap hat sich schnell als unverzichtbares Tool für die Verwaltung meiner Finanzen etabliert. Die Vielfalt und Genauigkeit, die Agicap bietet, sind beeindruckend. Es ermöglicht nicht nur eine präzise Überwachung des Cashflows in Echtzeit, sondern auch die Planung und Vorhersage finanzieller Entwicklungen mit einer Genauigkeit, die ich bei anderen Tools vermisst habe. Die Benutzeroberfläche ist intuitiv und benutzerfreundlich, was die Einarbeitungszeit erheblich verkürzt hat. Darüber hinaus schätze ich die Möglichkeit, verschiedene Szenarien durchzuspielen, um besser auf zukünftige finanzielle Herausforderungen vorbereitet zu sein. Die umfangreichen Analysefunktionen haben es mir ermöglicht, fundierte Entscheidungen zu treffen und meine finanzielle Gesundheit zu verbessern.

Cons:

Ein Aspekt, der jedoch Verbesserungspotenzial aufweist, sind die Connectoren. Diese müssen regelmäßig neu verbunden werden, was manchmal zu Unterbrechungen in der ansonsten so reibungslosen Nutzung führt. Dies kann besonders in Momenten, in denen schneller Zugriff auf aktuelle Daten gefragt ist, zu Frustration führen.

Gyula
Inhaber in Germany
Telecommunications, 2–10 Employees
Used the Software for: 1+ year
Reviewer Source

Alternatives Considered:

Ein Unverzichtbares Finanztool mit Verbesserungspotenzial bei der Preispolitik

5.0 11 months ago

Comments: Mein Gesamteindruck von Agicap ist trotz der genannten Nachteile überwiegend positiv. Die Vorteile, insbesondere die umfassende Unterstützung bei der finanziellen Planung und Überwachung, wiegen für mich schwerer als die negativen Aspekte der Preisgestaltung. Agicap hat sich als ein zentrales Element meiner täglichen Arbeit etabliert, das einen klaren Mehrwert bietet und mir hilft, finanzielle Herausforderungen effektiv zu managen. Jedoch wäre es wünschenswert, wenn die Preispolitik überdacht und kundenfreundlicher gestaltet würde, um das Gesamtpaket noch attraktiver zu machen.

Pros:

Agicap hat sich als unverzichtbares Werkzeug in der Planung und Überwachung meiner Projekte etabliert. Als täglicher Nutzer schätze ich besonders die Fähigkeit des Tools, mir einen sofortigen Überblick über die kurz- und langfristigen Auswirkungen unerwarteter Ausgaben auf meinen Cashflow zu geben. Diese Transparenz ist in meinem Geschäftsbereich, wo finanzielle Flexibilität und Voraussicht entscheidend sind, besonders wertvoll. Die intuitive Bedienung und die präzisen Analysemöglichkeiten ermöglichen eine effiziente und effektive Finanzverwaltung. Diese Unterstützung ist insbesondere in Szenarien, in denen schnelle Entscheidungen getroffen werden müssen, von unschätzbarem Wert.

Cons:

Trotz der vielen Vorteile, die Agicap bietet, gibt es auch Aspekte, die weniger überzeugend sind. Am deutlichsten spürbar ist die Preispolitik des Tools. Die erheblichen Kosten, verbunden mit automatischen Preiserhöhungen jedes Jahr, stellen eine erhebliche finanzielle Belastung dar. Diese Praxis empfinde ich als wenig kundenfreundlich und nicht mehr zeitgemäß. Es führt zu einer gewissen Unzufriedenheit, insbesondere wenn man die Kosten-Nutzen-Rechnung aufstellt und langfristige Budgetplanungen anstellt.

Giacomo
Amministratore in Italy
Construction, 11–50 Employees
Used the Software for: 2+ years
Reviewer Source

Alternatives Considered:

PRODOTTO FUNZIONALE

4.0 11 months ago

Comments: In generale, il prodotto risulta funzionale allo scopo di pianificazione finanziaria e gestione della cassa. E' un ottimo prodotto per gestire più commesse e progetti contemporaneamente. L'interfaccia è pulita e di facile interpretazione; ovviamente va fatto un lavoro preventivo di organizzazione e progettazione della struttura.

Pros:

La semplicità di utilizzo nella gestione della finanza, del cash e della pianificazione finanziaria

Cons:

La gestione degli indicatori chiave personalizzati risulta troppo macchinosa, nonostante l'assistenza

Maike
CFO in Austria
Management Consulting, Self Employed
Used the Software for: 1+ year
Reviewer Source

grundsätzlich zufrieden- für den Preis brauch ich noch mehr Leistung!!

5.0 11 months ago

Comments: ich brauche noch mehr Schnittstellen um es leichter für mich zu machen- und um wirklich den gewünschten Überblick über unsere Finanzen zu bekommen- ich möchte Finanzierungen und in Zukunft geplante Strukturen mit einbeziehen- ich hätte gerne informationen- wissen wie in Szenarien Auswirkungen sind- z.B. wenn wir GmbH wären- usw.-

Pros:

Das ich Übersicht bekomme- auf knopfdruck- den Überblick auch teilen kann mit der Bank

Cons:

das ich so hohe Kosten habe!! das ich Rechnungen/Daten nicht per drag and drop eingeben kann

Antonio
Financial business partner in Spain
Marketing & Advertising, 11–50 Employees
Used the Software for: 1+ year
Reviewer Source

Simplificar la reconciliación nunca ha sido tan facíl

5.0 2 months ago New

Pros:

Controlar la tesorería cuando trabajas con muchos bancos te conlleva una perdida de tiempo relevante. Agicap simplifica este proceso de manera relevante... centralizando toda la info en un unico lugar, permitiendo clasificar la compra y facilitando la construcción de cashflow

Cons:

Plenamente satisfecho del software. Ningún problema con el software y atención al cliente siempre disponible.

GIOVANNI
CEO in Italy
Retail, 11–50 Employees
Used the Software for: 1+ year
Reviewer Source

Prodotto indispensabile

5.0 11 months ago

Comments: Strumento indispensabile per chi fa impresa e vuole avere i flussi di cassa sotto controllo , fare budgeting per la propria azienda e avere previsioni accurate

Pros:

Avere sotto controllo in tempo reale dei miei flussi di cassa

Cons:

non ho trovato difetti al momento quindi non posso dare nè consigli di miglioramento nè critiche

morena
IMPIEGATA in Italy
Renewables & Environment, 11–50 Employees
Used the Software for: 1+ year
Reviewer Source

semplicità di utliizzo

4.0 11 months ago

Comments: lo uso tutti i giorni per vedere i pagamenti dei ns clienti, tutto sommato, a parte le descrizioni in cui le parole e i nominativi vengono spezzati, mi trovo bene

Pros:

semplicità di utilizzo e consultazione,

Cons:

personalmente quando cerco il pagamento di un cliente, trovo un pò antipatico che nella descrizione spesso il cognome del cliente che ha effettuato il bonifico, viene spezzato, questo fa si che quando nella barra di ricerca inserisco il cognome del cliente per vedere se ha pagato, ad esempio il Sig. Montalbano, non lo trovo, perchè poi figura come M, ONTALBANO... questo non è del tutto invalidante, ma comporta perdita di tempo nella ricerca.

Grit
Finanzbuchhalterin in Germany
Architecture & Planning, 51–200 Employees
Used the Software for: 2+ years
Reviewer Source

Cooles Tool

5.0 11 months ago

Comments: ein Tool zur täglichen Liqui- und Finanzbearbeitung

Pros:

- täglich, aktueller Stand der Daten - schneller Synchronisation der Daten - Support erreichbar mit schnellen Lösungen

Cons:

- Filter könnten mehr angeboten werden - Auslesen der Daten könnte etwas genauer sein

tiziana
Responsabile amministrativo in Italy
Food Production, 11–50 Employees
Used the Software for: 6-12 months
Reviewer Source

esperienza

4.0 11 months ago

Pros:

l'idea mi è piaciuta molto, sicuramente deve ancora migliora per arrivare ad essere perfetto per la pianifiazione finanziaria, e gestire attivamente le banche non solo leggerle.

Cons:

ancora non è possibile interagire completamente con le banche, non si può pagare direttamente dai conti, fare presentazione effetti e neppure pagare le RIBA PAssive

Roman
Finance Manager in Germany
Financial Services, 11–50 Employees
Used the Software for: 1+ year
Reviewer Source

Sehr gutes Liquiditätsmanagement Tool

4.0 11 months ago

Comments: Ich habe bislang kein besseres Tool für das Liquiditätsmanagement gesehen und würde es gerne weiterempfehlen

Pros:

- Einfache und meist intuitive Handhabung - schnelle und transparente Übersicht der aktuellen Transaktionen - sehr gute Abweichungsanalyse zwischen Plan- und Ist-Liquidität

Cons:

- die Dashboards sind ein nettes Ad On, welches jedoch nicht ganz ausgereift wirkt und daher selten genutzt wird - Bankverbindungen fliegen regelmäßig raus