--- description: Get detailed information about Melio and how it can help you meet your business needs. Learn more about Melio price, benefits, and disadvantages for businesses in Singapore. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Melio Pricing, Cost & Reviews - Capterra Singapore 2026 --- Breadcrumb: [Home](/) > [Accounts Payable Software](/directory/30520/accounts-payable/software) > [Melio](/software/184673/melio) # Melio Canonical: https://www.capterra.com.sg/software/184673/melio Page: 1 / 17\ Next: [Next page](https://www.capterra.com.sg/software/184673/melio?page=2) > Melio is a cloud-based AP/AR solution that helps businesses manage vendor payments, optimize cash flow, and streamline finances. > > Verdict: Rated **4.2/5** by 405 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Melio? Caters to business owners and finance teams in the US to streamline AP and AR and improve cash flow. Also, ideal for US accountants seeking an AP solution. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.2/5** | 405 Reviews | | Ease of Use | 4.4/5 | Based on overall reviews | | Customer Support | 4.0/5 | Based on overall reviews | | Value for Money | 4.3/5 | Based on overall reviews | | Features | 4.1/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Melio - **Founded**: 2018 ## Commercial Context - **Starting Price**: US$25.00 - **Pricing model**: Per User (Free version available) (Free Trial) - **Pricing Details**: Subscription fee: Free Credit/Debit card transaction fee: 2.9% Bank transfer (ACH): Free Same-day bank transfer: 1% Sending checks (with USPS): Free Expedited check delivery (with FedEx): $20 International USD transfer: $20 - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) - **Supported Languages**: English - **Available Countries**: United States ## Features - ACH Payment Processing - Accounts Payable - Accounts Receivable - Approval Workflow - Bank Reconciliation - Billing & Invoicing - Cash Management - Client Management - Contact Database - Customer Statements - Customizable Invoices - Debit/Credit Card Processing - Document Management - Due Date Tracking - Dunning Management - Duplicate Payment Alert - Electronic Funds Transfer - Expense Tracking - General Ledger - Invoice Management - Invoice Processing - Mobile Payments - Multi-Currency - Multi-Period Recurring Billing - Multiple Payment Options - Online Payments - PCI Compliance - Payment Processing - Receivables Ledger - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Spend Analysis - Task Management - Third-Party Integrations ## Integrations (4 total) - FreshBooks - QuickBooks Desktop - QuickBooks Online - QuickBooks Online Advanced ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Chat ## Category - [Accounts Payable Software](https://www.capterra.com.sg/directory/30520/accounts-payable/software) ## Related Categories - [Accounts Payable Software](https://www.capterra.com.sg/directory/30520/accounts-payable/software) - [Billing and Invoicing Software](https://www.capterra.com.sg/directory/30015/billing-and-invoicing/software) - [Accounts Receivable Software](https://www.capterra.com.sg/directory/30521/accounts-receivable/software) - [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software) - [Recurring Billing Software](https://www.capterra.com.sg/directory/30927/recurring-billing/software) ## Alternatives 1. [Xero](https://www.capterra.com.sg/software/169561/xero) — 4.4/5 (3318 reviews) 2. [QuickBooks Online](https://www.capterra.com.sg/software/141374/quickbooks-online) — 4.3/5 (8511 reviews) 3. [QuickBooks Enterprise](https://www.capterra.com.sg/software/46497/quickbooks-enterprise) — 4.5/5 (20669 reviews) 4. [Stampli](https://www.capterra.com.sg/software/147301/stampli) — 4.8/5 (463 reviews) 5. [QuickBooks Desktop](https://www.capterra.com.sg/software/173879/quickbooks-desktop-pro) — 4.4/5 (2571 reviews) ## Reviews ### "BEWARE+STAY AWAY+SCAM" — 1.0/5 > **Ernesto** | *24 April 2025* | Construction | Recommendation rating: 1.0/10 > > **Pros**: Not much, I don't know. Let me see...? Hmmm...\! Ummm,,,\! Nothing\! > > **Cons**: Stay away from this company. They don't have a phone number. They double charged me fees.Also- my customers can't pay on the website for some reason? > > Was decent at first, then went bad. downhill fast. Seems like Melio is having funding and financial problems. They will hold your money for long periods of time. BEWARE...\!\!\! ----- ### "It allows for better workflow management." — 5.0/5 > **Charles** | *9 April 2025* | Chemicals | Recommendation rating: 9.0/10 > > **Pros**: Melio has been a very secure application for making on-time payments to all suppliers without any issues and with precise dates. With reminders, you can always be up to date. It improved the entire invoicing process by having an accurate order of payments sent and received. It allows me to group invoices into a single payment, which has allowed me to speed up the process and avoid having to make payments one by one. I like all of its tools, and they fit everything I needed. > > **Cons**: It has met my needs without any issues. It has provided me with the necessary service, and I have never felt dissatisfied. > > It improved an entire process that required more attention and more hours of work. By being able to automate processes, it has made it more efficient and more detailed. ----- ### "Hands down my favorite AP software" — 5.0/5 > **Kara** | *8 May 2025* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: Melio is very user-friendly and has great integration with QuickBooks > > **Cons**: I'm not a fan of the recent move to a subscription-based service, but the value provided is still the best on the market for the price point. ----- ### "The best in the software market" — 5.0/5 > **Ruby** | *12 October 2025* | Internet | Recommendation rating: 9.0/10 > > **Pros**: I like how seamless it makes handling payments, saves time, keeps everything in one place and allows payments without the usual hassles. > > **Cons**: There's nothing to complain about Melio, it feels effortless to manage business finances. Overall, it’s been a smooth and reliable experience. ----- ### "Helps paying bills" — 5.0/5 > **Nick** | *8 October 2025* | Textiles | Recommendation rating: 10.0/10 > > **Pros**: The thing I liked about Melio is that it is free of subscription payments and free to register. With Melio, I found it quite useful for managing international payments for suppliers and even combining several payments into a single payment. > > **Cons**: Because I have not been extensively using it, I realized that it does not have enough integrations. Neither does it offer native invoice creation and sending capabilities, as QuickBooks does. ----- Page: 1 / 17\ Next: [Next page](https://www.capterra.com.sg/software/184673/melio?page=2) ## Links - [View on Capterra](https://www.capterra.com.sg/software/184673/melio) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | ----- ## Structured Data