--- description: Get detailed information about PayPal and how it can help you meet your business needs. Learn more about PayPal price, benefits, and disadvantages for businesses in Singapore. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: PayPal Pricing, Cost & Reviews - Capterra Singapore 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [PayPal](/software/179251/paypal) # PayPal Canonical: https://www.capterra.com.sg/software/179251/paypal Page: 1 / 1050\ Next: [Next page](https://www.capterra.com.sg/software/179251/paypal?page=2) > From payments to credit to fraud protection, PayPal helps businesses streamline payment processing and chargeback management. > > Verdict: Rated **4.6/5** by 26213 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses PayPal? PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 26213 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.2/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: PayPal - **Location**: San Jose, US - **Founded**: 1998 ## Commercial Context - **Starting Price**: US$0.29 - **Pricing model**: Other (Free version available) - **Pricing Details**: Pricing is based per transaction. 2.5% + Fixed fee ( $0.041) - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Arabic, Chinese, Czech, Danish, Dutch, English, Finnish, French, German, Hebrew, Hungarian, Indonesian, Irish, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Russian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian - **Available Countries**: Australia, Canada, China, France, Germany, India, Japan, United Kingdom, United States ## Features - ACH Payment Processing - Accounting - Activity Dashboard - Alerts/Notifications - Barcode/Ticket Scanning - Billing & Invoicing - CRM - Cash Management - Compliance Management - Contact Database - Customizable Dashboard - Customizable Invoices - Data Import/Export - Data Visualization - Debit/Credit Card Processing - Electronic Payments - Financial Analysis - Financial Management - Financial Reporting - In-Person Payments - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Mobile Payments - Multi-Currency - Multi-Period Recurring Billing - Multiple Payment Options - Order Management - PCI Compliance - Payment Fraud Prevention - Payment Gateway Integration - Payment Processing - Performance Management - Promotions Management - Real-Time Data - Real-time Alerts - Recurring/Subscription Billing - Refund Management - Reminders - Reporting/Analytics - Risk Analysis - Risk Management - Sales Reports - Search/Filter - Shipping Labels - Shipping Management - Transaction Monitoring - eCommerce Management ## Integrations (53 total) - 123FormBuilder - 17hats - Acuity Scheduling - AthletaDesk - BetterUnite - BigCommerce - Cash App - ChargePay - Chargebee - Cognito Forms - Constant Contact - Donorbox - Ecwid - Formsite - Fundraise Up ... and 38 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software) - [Fraud Management Software](https://www.capterra.com.sg/directory/10058/financial-fraud-detection/software) - [Retail Management Software](https://www.capterra.com.sg/directory/20053/retail-management-systems/software) - [Recurring Billing Software](https://www.capterra.com.sg/directory/30927/recurring-billing/software) - [Reporting Tools](https://www.capterra.com.sg/directory/30053/reporting/software) ## Alternatives 1. [QuickBooks Online](https://www.capterra.com.sg/software/141374/quickbooks-online) — 4.3/5 (8359 reviews) 2. [Stripe](https://www.capterra.com.sg/software/123889/stripe) — 4.6/5 (3294 reviews) 3. [Square Point of Sale](https://www.capterra.com.sg/software/154907/square-point-of-sale) — 4.6/5 (3014 reviews) 4. [Epos Now](https://www.capterra.com.sg/software/152638/epos-now) — 3.8/5 (710 reviews) 5. [NetSuite](https://www.capterra.com.sg/software/135757/netsuite) — 4.2/5 (1828 reviews) ## Reviews ### "Gives me the assurance of safer transactions" — 5.0/5 > **Winnie** | *17 February 2026* | Design | Recommendation rating: 9.0/10 > > **Pros**: PayPal is supported on many platforms, giving me a safer way to transact with smaller websites. I also find it convenient that I don't need to enter my card information again when I use PayPal. > > **Cons**: Need to be careful about the transaction and currency conversion fees. With more multi currency card options emerging, PayPal might end up being more expensive if I don't check the rates properly. ----- ### "A Great eCommerce Business Solution" — 5.0/5 > **Maragaret** | *11 February 2026* | Arts & Crafts | Recommendation rating: 10.0/10 > > **Pros**: I have used PayPal for many years, but I recently created an online store and I'm now using it with my store shopping cart for purchasing. I'm very happy with the results and it was easy to set up. > > **Cons**: That it doesn't offer a large range of other payment solutions with the cart. I would also like to offer other solutions to ensure more sales from people who may not use PayPal. However it does offer most credit cards and checks. > > My experience with PayPal has been ongoing for over ten years. They ensure customers satisfaction as well as protect merchants. I've have never had a problem with PayPal. ----- ### "The standard for getting paid quickly even if the fees sting." — 4.0/5 > **Sergi** | *24 January 2026* | Business Supplies & Equipment | Recommendation rating: 10.0/10 > > **Pros**: Client Trust \& Speed. Everyone knows PayPal. Clients never hesitate to pay via PayPal. Invoicing is surprisingly good\! For a freelancer, the built-in invoicing tool is actually great. I can save client details, generate a PDF, or just send a direct link in seconds. It looks professional enough without needing extra accounting software. > > **Cons**: The Fees. This is the big one. If you invoice $1,000, seeing $30-$40 vanish immediately hurts. If the client pays in a different currency, the exchange rates PayPal offers are usually quite poor compared to market rates. Customer Support. It is incredibly difficult to reach a human if something goes wrong. You often get stuck in loops with automated bots. > > I’ve used PayPal for my freelance business for years, primarily because it removes friction for my clients. When I send a PayPal invoice, I know my client can pay it in two clicks, which means I get paid faster. That convenience is the main reason I stick with it. The platform is incredibly reliable.I’ve never lost money and transfers to my bank are usually instant now. However, the trade-off is the cost. Between the transaction fees and the currency conversion rates (international clients), you end up losing a significant chunk of your earnings. It’s a solid tool that I rely on daily. ----- ### "Reliable and Familiar, but Not Without Frustrations" — 3.0/5 > **Terynne** | *23 January 2026* | Consumer Services | Recommendation rating: 4.0/10 > > **Pros**: PayPal is very well known and most customers already trust it, which makes checkout feel easy and familiar for them. It’s fairly simple to use on both the business and customer side, and that comfort level definitely helps reduce friction when people are paying. > > **Cons**: I really don’t like that PayPal can hold your funds with little warning. As a business owner, that lack of control over your own money is frustrating. The fees are also higher compared to competitors like Stripe, and the inability to fully turn off shipping options adds unnecessary limitations for service-based businesses. > > Overall, PayPal is a solid and reliable platform, but not my favorite. I continue to use it mainly because customers are comfortable with it and recognize the brand. While it’s convenient and familiar, there are better, more flexible, and more cost-effective options available for businesses. ----- ### "PayPal: The Web’s Most Reliable Safety Net" — 5.0/5 > **NAGESH** | *3 February 2026* | Information Technology & Services | Recommendation rating: 9.0/10 > > **Pros**: The most loved feature is that you never have to share your credit card or bank details with a merchant. When you check out, you only log into PayPal. This is a massive relief when shopping on smaller or less familiar websites where you might otherwise be hesitant to enter your card info. > > **Cons**: This is arguably the biggest complaint. PayPal’s automated security systems are notoriously aggressive. If they detect a "spike" in your sales or a "suspicious" login, they can freeze your balance for 21 to 180 days. For small businesses or freelancers, this can be devastating for cash flow. > > There’s an undeniable psychological comfort in knowing that if a random online store scams you, you can simply "open a case." For most, this makes PayPal the "default" for any site they don't 100% trust. ----- Page: 1 / 1050\ Next: [Next page](https://www.capterra.com.sg/software/179251/paypal?page=2) ## Links - [View on Capterra](https://www.capterra.com.sg/software/179251/paypal) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data