---
description: Get detailed information about PayPal and how it can help you meet your business needs. Learn more about PayPal price, benefits, and disadvantages for businesses in Singapore.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: PayPal Pricing, Cost & Reviews - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [PayPal](/software/179251/paypal)

# PayPal

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> From payments to credit to fraud protection, PayPal helps businesses streamline payment processing and chargeback management.
> 
> Verdict: Rated **4.6/5** by 26303 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses PayPal?

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 26303 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: PayPal
- **Location**: San Jose, US
- **Founded**: 1998

## Commercial Context

- **Starting Price**: US$0.29
- **Pricing model**: Other (Free version available)
- **Pricing Details**: Pricing is based per transaction.&#10;2.5% + Fixed fee ( $0.041)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Arabic, Chinese, Czech, Danish, Dutch, English, Finnish, French, German, Hebrew, Hungarian, Indonesian, Irish, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Russian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian
- **Available Countries**: Australia, Canada, China, France, Germany, India, Japan, United Kingdom, United States

## Features

- ACH Payment Processing
- Accounting
- Activity Dashboard
- Alerts/Notifications
- Barcode/Ticket Scanning
- Billing & Invoicing
- CRM
- Cash Management
- Compliance Management
- Contact Database
- Customizable Dashboard
- Customizable Invoices
- Data Import/Export
- Data Visualization
- Debit/Credit Card Processing
- Electronic Payments
- Financial Analysis
- Financial Management
- Financial Reporting
- In-Person Payments
- Inventory Management
- Invoice Management
- Invoice Processing
- Mobile Access
- Mobile Payments
- Multi-Currency
- Multi-Period Recurring Billing
- Multiple Payment Options
- Order Management
- PCI Compliance
- Payment Fraud Prevention
- Payment Gateway Integration
- Payment Processing
- Performance Management
- Promotions Management
- Real-Time Data
- Real-time Alerts
- Recurring/Subscription Billing
- Refund Management
- Reminders
- Reporting/Analytics
- Risk Analysis
- Risk Management
- Sales Reports
- Search/Filter
- Shipping Labels
- Shipping Management
- Transaction Monitoring
- eCommerce Management

## Integrations (53 total)

- 123FormBuilder
- 17hats
- Acuity Scheduling
- AthletaDesk
- BetterUnite
- BigCommerce
- Cash App
- ChargePay
- Chargebee
- Cognito Forms
- Constant Contact
- Donorbox
- Ecwid
- Formsite
- Fundraise Up

... and 38 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)
- [Fraud Management Software](https://www.capterra.com.sg/directory/10058/financial-fraud-detection/software)
- [Retail Management Software](https://www.capterra.com.sg/directory/20053/retail-management-systems/software)
- [Recurring Billing Software](https://www.capterra.com.sg/directory/30927/recurring-billing/software)
- [Reporting Tools](https://www.capterra.com.sg/directory/30053/reporting/software)

## Alternatives

1. [QuickBooks Online](https://www.capterra.com.sg/software/141374/quickbooks-online) — 4.3/5 (8395 reviews)
2. [Stripe](https://www.capterra.com.sg/software/123889/stripe) — 4.6/5 (3310 reviews)
3. [Square Point of Sale](https://www.capterra.com.sg/software/154907/square-point-of-sale) — 4.6/5 (3022 reviews)
4. [NetSuite](https://www.capterra.com.sg/software/135757/netsuite) — 4.2/5 (2003 reviews)
5. [Epos Now](https://www.capterra.com.sg/software/152638/epos-now) — 3.8/5 (713 reviews)

## Reviews

### "Gives me the assurance of safer transactions" — 5.0/5

> **Winnie** | *17 February 2026* | Design | Recommendation rating: 9.0/10
> 
> **Pros**: PayPal is supported on many platforms, giving me a safer way to transact with smaller websites. I also find it convenient that I don't need to enter my card information again when I use PayPal.
> 
> **Cons**: Need to be careful about the transaction and currency conversion fees. With more multi currency card options emerging, PayPal might end up being more expensive if I don't check the rates properly.

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### "Efficient payment method for ecommerce" — 4.0/5

> **Alicia** | *7 March 2026* | Telecommunications | Recommendation rating: 8.0/10
> 
> **Pros**: I usually recommend using PayPal for a more secure transaction to my clients. Invoicing is oso way more easier and rarely has errors or bugs. &#10;On the personal side I also prefer paying via PayPal, brings more peace of mind not adding you credit and just pay with your email account.
> 
> **Cons**: The transaction fee is quite expensive compared to other payment methods but it safer so, it’s not a big con.
> 
> I’ve been using PayPal since 2016. As a developer I used to work integrated PayPal in software solutions for my clients. Has the best conversion rate (even better than debit card).

-----

### "A Great eCommerce Business Solution" — 5.0/5

> **Maragaret** | *11 February 2026* | Arts & Crafts | Recommendation rating: 10.0/10
> 
> **Pros**: I have used PayPal for many years, but I recently created an online store and I'm now using it with my store shopping cart for purchasing.  I'm very happy with the results and it was easy to set up.
> 
> **Cons**: That it doesn't offer a large range of other payment solutions with the cart.  I would also like to offer other solutions to ensure more sales from people who may not use PayPal.  However it does offer most credit cards and checks.
> 
> My experience with PayPal has been ongoing for over ten years.  They ensure customers satisfaction as well as protect merchants.  I've have never had a problem with PayPal.

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### "Fair, not great for small non-profits" — 3.0/5

> **Tracie** | *20 February 2026* | Nonprofit Organization Management | Recommendation rating: 5.0/10
> 
> **Pros**: PayPal is easy to integrate and set up as a form of payment processing for giving donations and for purchasing products from my small non-profit. PayPal does make invoicing customers and clients less of a hassle.
> 
> **Cons**: The fees and hold times of donations and income. Often, a non-profit has to wait at least 30 days before seeing their donation funds which is a barrier for small non-profits.
> 
> Fair. The hold times of donations made through PayPal giving and fees associated with giving and purchases are hard on small businesses and small non-profits.

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### "The standard for getting paid quickly even if the fees sting." — 4.0/5

> **Sergi** | *24 January 2026* | Business Supplies & Equipment | Recommendation rating: 10.0/10
> 
> **Pros**: Client Trust \&amp; Speed. Everyone knows PayPal. Clients never hesitate to pay via PayPal.&#10;&#10;Invoicing is surprisingly good\! For a freelancer, the built-in invoicing tool is actually great. I can save client details, generate a PDF, or just send a direct link in seconds. It looks professional enough without needing extra accounting software.
> 
> **Cons**: The Fees. This is the big one. If you invoice $1,000, seeing $30-$40 vanish immediately hurts. If the client pays in a different currency, the exchange rates PayPal offers are usually quite poor compared to market rates.&#10;&#10;Customer Support. It is incredibly difficult to reach a human if something goes wrong. You often get stuck in loops with automated bots.
> 
> I’ve used PayPal for my freelance business for years, primarily because it removes friction for my clients. When I send a PayPal invoice, I know my client can pay it in two clicks, which means I get paid faster. That convenience is the main reason I stick with it.&#10;&#10;The platform is incredibly reliable.I’ve never lost money and transfers to my bank are usually instant now. However, the trade-off is the cost. Between the transaction fees and the currency conversion rates (international clients), you end up losing a significant chunk of your earnings. It’s a solid tool that I rely on daily.

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## Links

- [View on Capterra](https://www.capterra.com.sg/software/179251/paypal)

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| de-AT | <https://www.capterra.at/software/179251/paypal> |
| de-CH | <https://www.capterra.ch/software/179251/paypal> |
| en | <https://www.capterra.com/p/207944/PayPal/> |
| en-AE | <https://www.capterra.ae/software/179251/paypal> |
| en-AU | <https://www.capterra.com.au/software/179251/paypal> |
| en-CA | <https://www.capterra.ca/software/179251/paypal> |
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| en-ZA | <https://www.capterra.co.za/software/179251/paypal> |
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| es-CL | <https://www.capterra.cl/software/179251/paypal> |
| es-CO | <https://www.capterra.co/software/179251/paypal> |
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| fr-BE | <https://fr.capterra.be/software/179251/paypal> |
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| pt | <https://www.capterra.com.br/software/179251/paypal> |
| pt-PT | <https://www.capterra.pt/software/179251/paypal> |

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