---
description: Get detailed information about PayPal and how it can help you meet your business needs. Learn more about PayPal price, benefits, and disadvantages for businesses in Singapore.
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title: PayPal Pricing, Cost & Reviews - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [PayPal](/software/179251/paypal)

# PayPal

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> From payments to credit to fraud protection, PayPal helps businesses streamline payment processing and chargeback management.
> 
> Verdict: Rated **4.6/5** by 26417 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses PayPal?

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 26417 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: PayPal
- **Location**: San Jose, US
- **Founded**: 1998

## Commercial Context

- **Starting Price**: US$0.29
- **Pricing model**: Other (Free version available)
- **Pricing Details**: Pricing is based per transaction.&#10;2.5% + Fixed fee ( $0.041)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Arabic, Chinese, Czech, Danish, Dutch, English, Finnish, French, German, Hebrew, Hungarian, Indonesian, Irish, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Russian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian
- **Available Countries**: Australia, Canada, China, France, Germany, India, Japan, United Kingdom, United States

## Features

- ACH Payment Processing
- Accounting
- Activity Dashboard
- Alerts/Notifications
- Barcode/Ticket Scanning
- Billing & Invoicing
- CRM
- Cash Management
- Compliance Management
- Contact Database
- Customizable Dashboard
- Customizable Invoices
- Data Import/Export
- Data Visualization
- Debit/Credit Card Processing
- Electronic Payments
- Financial Analysis
- Financial Management
- Financial Reporting
- In-Person Payments
- Inventory Management
- Invoice Management
- Invoice Processing
- Mobile Access
- Mobile Payments
- Multi-Currency
- Multi-Period Recurring Billing
- Multiple Payment Options
- Order Management
- PCI Compliance
- Payment Fraud Prevention
- Payment Gateway Integration
- Payment Processing
- Performance Management
- Promotions Management
- Real-Time Data
- Real-time Alerts
- Recurring/Subscription Billing
- Refund Management
- Reminders
- Reporting/Analytics
- Risk Analysis
- Risk Management
- Sales Reports
- Search/Filter
- Shipping Labels
- Shipping Management
- Transaction Monitoring
- eCommerce Management

## Integrations (53 total)

- 123FormBuilder
- 17hats
- Acuity Scheduling
- AthletaDesk
- BetterUnite
- BigCommerce
- Cash App
- ChargePay
- Chargebee
- Cognito Forms
- Constant Contact
- Donorbox
- Ecwid
- Formsite
- Fundraise Up

... and 38 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)
- [Fraud Management Software](https://www.capterra.com.sg/directory/10058/financial-fraud-detection/software)
- [Retail Management Software](https://www.capterra.com.sg/directory/20053/retail-management-systems/software)
- [Recurring Billing Software](https://www.capterra.com.sg/directory/30927/recurring-billing/software)
- [Reporting Tools](https://www.capterra.com.sg/directory/30053/reporting/software)

## Alternatives

1. [Stripe](https://www.capterra.com.sg/software/123889/stripe) — 4.6/5 (3340 reviews)
2. [Square Point of Sale](https://www.capterra.com.sg/software/154907/square-point-of-sale) — 4.6/5 (3031 reviews)
3. [QuickBooks Online](https://www.capterra.com.sg/software/141374/quickbooks-online) — 4.3/5 (8450 reviews)
4. [NetSuite](https://www.capterra.com.sg/software/135757/netsuite) — 4.2/5 (2041 reviews)
5. [Epos Now](https://www.capterra.com.sg/software/152638/epos-now) — 3.8/5 (719 reviews)

## Reviews

### "Gives me the assurance of safer transactions" — 5.0/5

> **Winnie** | *17 February 2026* | Design | Recommendation rating: 9.0/10
> 
> **Pros**: PayPal is supported on many platforms, giving me a safer way to transact with smaller websites. I also find it convenient that I don't need to enter my card information again when I use PayPal.
> 
> **Cons**: Need to be careful about the transaction and currency conversion fees. With more multi currency card options emerging, PayPal might end up being more expensive if I don't check the rates properly.

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### "Reliable and Convenient for Online Payments" — 5.0/5

> **Sachin** | *11 May 2026* | Information Technology & Services | Recommendation rating: 8.0/10
> 
> **Pros**: PayPal makes online payments fast and convenient, especially for international transactions and freelance payments. The platform is easy to use, integrates well with many websites and e-commerce platforms, and offers strong buyer protection that increases trust during transactions. I also like how quickly invoices and payment requests can be created, which helps streamline small business operations. The mobile app is reliable and makes it easy to monitor transactions on the go.
> 
> **Cons**: Transaction and currency conversion fees can become expensive, especially for international payments or high transaction volumes. Account limitations or security reviews can sometimes happen unexpectedly, and resolving those issues through customer support may take longer than expected. The interface is generally simple, but some advanced settings and dispute processes could be more transparent and easier to navigate.
> 
> Overall, PayPal has been a dependable and widely accepted payment solution for both personal and business use. It simplifies sending and receiving money across different countries and platforms while reducing friction in online transactions. The ease of setup, broad integration support, and trusted reputation make it a practical option for freelancers, e-commerce businesses, and everyday users. While fees and occasional account review delays are drawbacks, the convenience and accessibility generally outweigh those issues for regular online payment needs.

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### "Paypal pros and cons" — 4.0/5

> **Jennifer** | *1 May 2026* | Media Production | Recommendation rating: 7.0/10
> 
> **Pros**: The platform makes it very straightforward to send and receive payments without needing detailed banking information, just an email address. That simplicity lowers friction for both businesses and customers, especially for invoicing or quick payments.
> 
> **Cons**: The user interface can be frustrating at times. Features and layouts change, and finding specific reports or transaction details is not always intuitive.
> 
> My overall experience with PayPal has been positive due to its ease of use, speed, and wide customer acceptance, which make getting paid simple and efficient. However, higher fees, occasional account holds, and some integration cleanup with QuickBooks Online can be drawbacks.

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### "Reliable Payment System\!" — 5.0/5

> **Nikki** | *27 April 2026* | Construction | Recommendation rating: 10.0/10
> 
> **Pros**: What I like most about PayPal is how easy it is to send and receive payments quickly. It’s widely accepted, secure, and makes online transactions simple without needing to share banking details. It’s also convenient for tracking payments and managing transactions in one place.
> 
> **Cons**: The main downsides of PayPal are the fees, especially for business transactions, and occasional holds on funds that can slow down cash flow. Customer support can also be slow or difficult to reach when issues come up.
> 
> Overall, my experience with PayPal has been positive. It’s a reliable and widely accepted way to send and receive payments, and it makes transactions quick and convenient. While fees and occasional account holds can be frustrating, it’s still a dependable tool for managing online payments.

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### "Great For P2P Payments, Banking Needs Work" — 3.0/5

> **Verified Reviewer** | *6 May 2026* | Hospitality | Recommendation rating: 7.0/10
> 
> **Pros**: PayPal is great for what it was originally designed for: paying people. It’s also really good to use to pull money from various account into one  account, if you ever have the need to do so.
> 
> **Cons**: In using the debit card, or if you use it as a bank account, it will sometimes randomly decline transactions (which can be super embarrassing), and even make transfers seem impossible because of another financial institution… when in reality, PayPal is the culprit. This happened to me with a mortgage payment at one point and left me nothing short of livid. The other institution showed no attempt to even move funds… Their customer service is also terrible in these situations; feels like they just have someone on the phone to answer the phone.
> 
> If you keep it to the basics, it’s pretty good at paying people… Literally other people, but their banking products need some work.

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## Links

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| de-CH | <https://www.capterra.ch/software/179251/paypal> |
| en | <https://www.capterra.com/p/207944/PayPal/> |
| en-AE | <https://www.capterra.ae/software/179251/paypal> |
| en-AU | <https://www.capterra.com.au/software/179251/paypal> |
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| pt | <https://www.capterra.com.br/software/179251/paypal> |
| pt-PT | <https://www.capterra.pt/software/179251/paypal> |

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