---
description: Get detailed information about Merchant One and how it can help you meet your business needs. Learn more about Merchant One price, benefits, and disadvantages for businesses in Singapore.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Merchant One Pricing, Cost & Reviews - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Merchant One](/software/175182/perka)

# Merchant One

Canonical: https://www.capterra.com.sg/software/175182/perka

> Cloud-based payment processing tool which assists businesses with data management, POS services and mobile payments.
> 
> Verdict: Rated **1.0/5** by 5 users. Top-rated for **Ease of Use**.

-----

## Overview

### Who Uses Merchant One?

Merchant One serves any US business looking to accept debit and credit card transactions.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **1.0/5** | 5 Reviews |
| Ease of Use | 1.0/5 | Based on overall reviews |
| Customer Support | 1.0/5 | Based on overall reviews |
| Value for Money | 1.0/5 | Based on overall reviews |
| Features | 1.0/5 | Based on overall reviews |
| Recommendation percentage | 0% | (0/10 Likelihood to recommend) |

## About the vendor

- **Company**: Merchant One
- **Location**: Miami Beach, US

## Commercial Context

- **Starting Price**: US$1.00
- **Pricing model**: Per Feature (Free Trial)
- **Pricing Details**: Contact Merchant One for pricing details.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- Contactless NFC
- Credit Card Processing
- Debit/Credit Card Processing
- Electronic Signature
- In-Person Payments
- Mobile Card Reader
- Mobile Payments
- PCI Compliance
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics

## Support Options

- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.com.sg/directory/31089/mobile-credit-card-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.com.sg/software/179251/paypal) — 4.6/5 (26301 reviews)
2. [Venmo](https://www.capterra.com.sg/software/182159/venmo-) — 4.7/5 (9271 reviews)
3. [Square Payments](https://www.capterra.com.sg/software/170278/square-payments-processing) — 4.7/5 (2672 reviews)
4. [Stripe](https://www.capterra.com.sg/software/123889/stripe) — 4.6/5 (3309 reviews)
5. [SumUp](https://www.capterra.com.sg/software/170673/sumup-air) — 4.5/5 (1470 reviews)

## Reviews

### "ACH Thieves" — 1.0/5

> **Scott** | *29 January 2024* | Law Practice | Recommendation rating: 0.0/10
> 
> **Pros**: Absolutely nothing do I like about Merchant One.
> 
> **Cons**: Merchant One has unlawfully debited $537.90 from two accounts of mine. I opened the accounts in September 2023 and immediately closed them after they pulled a bait-and-switch with the processing hardware. They claimed the closed the accounts and even refunded $19.95, but since that time have charged a total of $537.90 between the two accounts. They claim the accounts are closed and they are not charging the fees, but they are. This is, in my opinion, a criminal enterprise to be avoided at all costs.

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### "They stole my customers money" — 1.0/5

> **Mike** | *3 March 2021* | Mechanical or Industrial Engineering | Recommendation rating: 0.0/10
> 
> **Pros**: Terrible service, you won't find pros here.
> 
> **Cons**: Swipe the card, money has been withdrawn from clients card. Never deposited to my account.  This company collect money, and never releases.  As a small job to job company. It will kill your company. I purchase equipment, do the job, then collect payment. Customer is happy with my work, merchant one still my money, and I'm left broke unable to bid the next job.
> 
> Horrible experience they stole $12000 from my customers, and I.

-----

### "Likely Fraudulent" — 1.0/5

> **Gordon** | *21 September 2021* | Hospitality | Recommendation rating: 0.0/10
> 
> **Pros**: When MerchantOne initially reached out, they were very eager to earn my business.
> 
> **Cons**: Nothing about this company was as advertised.
> 
> Why is this company in business?  My company is a current customer but in the process of replacing them.  We went through underwriting, were onboarded, but it became apparent that they were trying to sell our account to a different company, and we were ignored.  They claimed we were onboarded improperly and they sought to sell us to a different funding platform.  They wanted us to sign different contracts, all while assuring us that nothing would change.  But, \[SENSITIVE CONTENT\], never returned communications (emails, voicemails, etc.) and even the \[SENSITIVE CONTENT\], ignored our requests for communication.  \[SENSITIVE CONTENT\] claimed that she would help us, but also failed to respond to inquiries.  And yet they keep collecting fees.  I wouldn't be surprised if the company is a front for some fraudulent activity.

-----

### "Hidden fees, terrible salesperson" — 1.0/5

> **Deborah** | *15 November 2019* | Health, Wellness & Fitness | Recommendation rating: 0.0/10
> 
> **Pros**: The processing machine was cute.  Everything else was bad.
> 
> **Cons**: This was my first experience using credit cards for payments, so I didn't know anything about it.  The salesperson took advantage of my inexperience. He told me only about the 1.5% processing fee.  I was never told that the hidden fees were almost as high as those on your telephone bill. The salesperson shamelessly misrepresented the costs. He told me I could cancel my contract at any time, but did not tell me that canceling would result in a costly penalty.  &#10;&#10;I am going to pay the penalty for cancelling because I won't tolerate being treated so badly or dealing with a crooked business.  Please don't sign up with this dishonest company.
> 
> I had an extremely negative experience and would not recommend this company to anyone.

-----

### "Uneducated/Rude Reps, Pathetic Customer Support" — 1.0/5

> **Grantham** | *16 November 2023* | Information Technology & Services | Recommendation rating: 0.0/10
> 
> **Pros**: Nothing to specially like with a 1 minute phone call
> 
> **Cons**: Their agent attitude, pathetic support team, Clueless reps, Waste of time
> 
> Would recommend to stay away and go with any different processor other than wasting time with this clueless company.

## Links

- [View on Capterra](https://www.capterra.com.sg/software/175182/perka)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/175182/Perka/> |
| en-AE | <https://www.capterra.ae/software/175182/perka> |
| en-AU | <https://www.capterra.com.au/software/175182/perka> |
| en-CA | <https://www.capterra.ca/software/175182/perka> |
| en-GB | <https://www.capterra.co.uk/software/175182/perka> |
| en-IE | <https://www.capterra.ie/software/175182/perka> |
| en-IL | <https://www.capterra.co.il/software/175182/perka> |
| en-IN | <https://www.capterra.in/software/175182/perka> |
| en-NZ | <https://www.capterra.co.nz/software/175182/perka> |
| en-SG | <https://www.capterra.com.sg/software/175182/perka> |
| en-ZA | <https://www.capterra.co.za/software/175182/perka> |

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