--- description: Get detailed information about Plaid and how it can help you meet your business needs. Learn more about Plaid price, benefits, and disadvantages for businesses in Singapore. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Plaid Pricing, Cost & Reviews - Capterra Singapore 2026 --- Breadcrumb: [Home](/) > [Commercial Loan Software](/directory/30537/commercial-loan/software) > [Plaid](/software/174384/plaid) # Plaid Canonical: https://www.capterra.com.sg/software/174384/plaid Page: 1 / 6\ Next: [Next page](https://www.capterra.com.sg/software/174384/plaid?page=2) > Plaid is a financial technology platform that enables businesses to build fintech solutions with secure access to financial data. > > Verdict: Rated **4.4/5** by 109 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Plaid? Plaid is used by fintech companies, banks, credit unions, lenders, insurance companies, property managers, gaming platforms, and government agencies. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 109 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 4.3/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Plaid - **Location**: San Francisco, US - **Founded**: 2012 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Plaid provides three pricing plans (Pay as You Go, Growth, and Custom) with varying features and payment structures. While no numeric pricing values are disclosed, the plans are tailored to different user needs, ranging from individual developers to businesses requiring scalable solutions. A free version (Limited Production Service) is available for testing, and users are encouraged to contact sales for detailed pricing and volume discounts. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Danish, Dutch, English, Estonian, French, German, Italian, Latvian, Lithuanian, Norwegian, Polish, Portuguese, Romanian, Spanish, Swedish - **Available Countries**: Belgium, Canada, Denmark, Estonia, France, Germany, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Spain, Sweden, United Kingdom, United States ## Features - API - Address Validation - Authentication - Background Screening - Biometrics - Borrower Management - Claims Scrubbing - Client Management - Commercial Properties - Compliance Management - Credit Card Processing - Custom Fraud Rules - Customer Data Management - Dashboard - Data Import/Export - Data Security - Document Management - Electronic Payments - Financial Analysis - Financial Management - Financial Reporting - Geolocation - Graphical User Interface - Identity Verification - Insurance Eligibility Verification - Integrated Development Environment - Investments Tracking - Loan Portfolio Management - Maintenance Management - Mobile Card Reader - Mobile Payments - Multi-Factor Authentication - Multiple Authentication Methods - Onboarding - Online Banking - PEP Screening - Payroll Management - Payroll Reporting - Performance Metrics - Profit/Loss Statement - Property Database - Real-Time Reporting - Rent Tracking - Reporting & Statistics - Reporting/Analytics - Retail Banking - Risk Assessment - Status Tracking - Tax Compliance - Transaction Monitoring ... and 37 more features ## Integrations (29 total) - ASTRA - Adyen - Airwallex - Alloy - Alpaca - Checkbook - Checkout.com - Codat - Dwolla - F5 Silverline Managed Services - Finix - Gusto - HighNote - Marqeta - MeridianLink Opening ... and 14 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base ## Category - [Commercial Loan Software](https://www.capterra.com.sg/directory/30537/commercial-loan/software) ## Related Categories - [Commercial Loan Software](https://www.capterra.com.sg/directory/30537/commercial-loan/software) - [Integrated Risk Management Software](https://www.capterra.com.sg/directory/31545/integrated-risk-management/software) - [Investment Management Software](https://www.capterra.com.sg/directory/20010/investment-management/software) - [App Building Software](https://www.capterra.com.sg/directory/32016/app-building/software) - [Authentication Software](https://www.capterra.com.sg/directory/31218/authentication/software) ## Alternatives 1. [PayPal](https://www.capterra.com.sg/software/179251/paypal) — 4.6/5 (26682 reviews) 2. [authorize.net](https://www.capterra.com.sg/software/54911/authorizenet) — 4.5/5 (220 reviews) 3. [NetSuite](https://www.capterra.com.sg/software/135757/netsuite) — 4.2/5 (2077 reviews) 4. [Tipalti](https://www.capterra.com.sg/software/136904/tipalti) — 4.5/5 (179 reviews) 5. [Temenos](https://www.capterra.com.sg/software/111334/temenos-t24) — 4.4/5 (69 reviews) ## Reviews ### "Pay with Plaid\!" — 5.0/5 > **Mai** | *29 March 2026* | Hospitality | Recommendation rating: 10.0/10 > > **Pros**: We like Plaid for its unique and safe ability to support ACH with security and confidence. It allows for same day transactions as opposed a multi day small deposits. > > **Cons**: No cons. There is a very slight learning curve so the team adopted it immediately and now rely on it for swift reliable payments. > > Plaid acts like a secure bridge, immediately allowing apps to verify balances, check transaction history, and enable instant ACH transfers. ----- ### "Great software" — 5.0/5 > **Sean** | *10 February 2026* | Automotive | Recommendation rating: 10.0/10 > > **Pros**: Plaid is a fantastic banking and payment tool, helping to seamlessly integrate bank accounts safely. Customer support is also fantastic > > **Cons**: No real downsides to note. Any small issue I had was easily remedied by customer support and no issues further happened ----- ### "not recommended" — 1.0/5 > **Rhonda** | *15 April 2026* | Medical Practice | Recommendation rating: 0.0/10 > > **Pros**: No sure what to say about the pros here. I only have alot of cons from the plaid website. ok it was easy to access. > > **Cons**: Plaid money transfer app is easy to be hacked and it was yesterday. i was trying to get a loan and it turns out to be 2 hacker that froze my bank account and over drawn my account. No one from support has contacted me. > > I would not recommend plaid to anyone. I have had nothing but back experiences with this company. Sorry ----- ### "Worth the Money" — 4.0/5 > **Nicole** | *9 June 2026* | Staffing & Recruiting | Recommendation rating: 9.0/10 > > **Pros**: Plaid makes it so easy to process payments and support clients. I also loved the customer support. They were very helpful > > **Cons**: I think its a little pricey and some of the bugs are annoying. Although customer service is amazing, its still inconvenient when it happens. > > It was easy to learn to use and has made account management a breeze. Overall, I would recommend this to anyone. ----- ### "Does what it says it does\!" — 5.0/5 > **Adina** | *4 April 2026* | Marketing & Advertising | Recommendation rating: 10.0/10 > > **Pros**: Great and high security product for ensuring integration between financial apps. Does what it says it does. > > **Cons**: Sometimes the connevtion is glitchy, requires a lot of authentification. I dont always remmeber my passords offhand so requires some digging. ----- Page: 1 / 6\ Next: [Next page](https://www.capterra.com.sg/software/174384/plaid?page=2) ## Links - [View on Capterra](https://www.capterra.com.sg/software/174384/plaid) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data