---
description: Get detailed information about Square Payments and how it can help you meet your business needs. Learn more about Square Payments price, benefits, and disadvantages for businesses in Singapore.
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title: Square Payments Pricing, Cost & Reviews - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments](/software/170278/square-payments-processing)

# Square Payments

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> Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go.
> 
> Verdict: Rated **4.7/5** by 2695 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Who Uses Square Payments?

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 2695 Reviews |
| Ease of Use | 4.7/5 | Based on overall reviews |
| Customer Support | 4.4/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Square
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based (Free version available)
- **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10&#10;Keyed in: 3.5% + $.15 per transaction&#10;Online \&amp; invoices: 2.9% + $.30 per transaction&#10;&#10;Custom pricing packages are also available. Contact Square for more information.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, French, Japanese, Spanish
- **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States

## Features

- ACH Payment Processing
- Billing & Invoicing
- Contactless NFC
- Credit Card Processing
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- Mobile Payments
- Multiple Payment Options
- PCI Compliance
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations

## Integrations (30 total)

- Acuity Scheduling
- BigCommerce
- ClinicSense
- Craver
- DAVO
- Ecwid
- Fomo
- Jotform
- Linktree
- Mailchimp
- Make
- MarginEdge
- MoeGo
- Paymo
- Poptin

... and 15 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.com.sg/directory/31089/mobile-credit-card-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.com.sg/software/179251/paypal) — 4.6/5 (26502 reviews)
2. [Venmo](https://www.capterra.com.sg/software/182159/venmo-) — 4.7/5 (9296 reviews)
3. [Stripe](https://www.capterra.com.sg/software/123889/stripe) — 4.6/5 (3354 reviews)
4. [Square Point of Sale](https://www.capterra.com.sg/software/154907/square-point-of-sale) — 4.6/5 (3032 reviews)
5. [Modisoft](https://www.capterra.com.sg/software/1060880/modisoft) — 5.0/5 (6 reviews)

## Reviews

### "Good Honest Campany" — 5.0/5

> **Peggy** | *15 May 2026* | Apparel & Fashion | Recommendation rating: 10.0/10
> 
> **Pros**: I have used square for my business for about 20 years. They have always been very dependable and user friendly. Emails are immediately sent on every sale and transaction. The money is in my bank account within a couple of days.
> 
> **Cons**: The only negative I can say is their website can be a little bit complicated until you get used to it.
> 
> My experience has been very positive. No surprises and they are very dependable. I have never had to contact them with an issue in all of the years I have used their services

-----

### "Easy to use product\!" — 4.0/5

> **Bree** | *12 May 2026* | Maritime | Recommendation rating: 8.0/10
> 
> **Pros**: Square has been an excellent payment platform for our fishing charter business, especially in seasonal, travel-driven markets like Alaska and Florida. It gives clients multiple ways to pay, including online deposits, final trip balances, invoices, and in-person card payments at the dock. Invoicing and payment tracking are straightforward, and the mobile card reader adds flexibility when working in the field or at the marina. It’s also easy to track payments, stay organized, and provide a professional payment experience for clients.
> 
> **Cons**: The transaction fees can add up during peak charter seasons when processing a high volume of bookings and larger payments. There can also be occasional holds or verification requests on larger transactions, which can be inconvenient when managing a busy schedule. Outside of that, the platform has been very dependable.
> 
> Overall, my experience with Square has been very positive. It’s a flexible, reliable, and easy-to-use payment platform that works well for a charter business managing deposits, final payments, and in-person transactions. Having both invoicing and mobile payment options has made it easier to serve clients professionally while keeping our business operations organized across multiple locations.

-----

### "Square payments was a letdown" — 2.0/5

> **Melissa** | *26 June 2026* | Veterinary | Recommendation rating: 1.0/10
> 
> **Pros**: Square payment was easy and connected to our iPhone for sales on the go. The interface was clear for clients and allowed for payments to be quick.
> 
> **Cons**: The fees associated with square or astronomical; additionally, it would lose connectivity, and we had to buy special software and equipment that did not work across all devices.
> 
> Square payments was a letdown because of the huge fees and the lack of compatibility with all of our machinery.

-----

### "Square Performs, End of Discussion" — 5.0/5

> **Keith** | *13 March 2026* | Wholesale | Recommendation rating: 10.0/10
> 
> **Pros**: Takes payments on laptop, mobile and the Square terminal.  Take payments anywhere, in store and remote locations. Even when no internet is available. Very easy to use, intuitive and fast. Deposits to our account are seamless and quick.
> 
> **Cons**: While their rates are on the high side Square has no minimum monthly fee. Some charges are complicated to anticipate. Foreign exchange rates are higher than expected. Avoid doing refunds as they are costly.
> 
> In 7-years of use we have not had any problems. The ability to send payment links, use in our online store and even with our service technicians on the road has been a huge advantage. We have not needed to contact customer support and have not experienced any bugs or issues with the service or equipment.

-----

### "Convenient for craft vendors" — 4.0/5

> **Heather** | *16 May 2026* | Consumer Goods | Recommendation rating: 9.0/10
> 
> **Pros**: Square is convenient and easy to use at our stand alone off site events. The portable machine makes taking customer payments easy.
> 
> **Cons**: I dislike how when we do events in hotel conference centers for example, places where the WiFi has a lading page with password, the device can not log in.
> 
> Overall is worth having for the convenience for our customers to submit payments. The printable receipts is a nice touch.

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## Links

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