---
description: Get detailed information about Stripe and how it can help you meet your business needs. Learn more about Stripe price, benefits, and disadvantages for businesses in Singapore.
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title: Stripe Pricing, Cost & Reviews - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe)

# Stripe

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> Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features.
> 
> Verdict: Rated **4.6/5** by 3387 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Who Uses Stripe?

Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 3387 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.3/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Stripe
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based
- **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish
- **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more

## Features

- ACH Payment Processing
- API
- Billing & Invoicing
- Credit Card Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- In-Person Payments
- Mobile Access
- Mobile Payments
- Multi-Currency
- Multiple Payment Options
- PCI Compliance
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations
- Transaction Management
- Transaction Monitoring

## Integrations (107 total)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

... and 92 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)
- [Cryptocurrency Wallet Software](https://www.capterra.com.sg/directory/33075/cryptocurrency-wallets/software)
- [Currency Exchange Software](https://www.capterra.com.sg/directory/10053/currency-exchange/software)
- [Cryptocurrency Exchange Software](https://www.capterra.com.sg/directory/33575/cryptocurrency-exchange/software)
- [Mobile Credit Card Processing Software](https://www.capterra.com.sg/directory/31089/mobile-credit-card-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.com.sg/software/179251/paypal) — 4.6/5 (26681 reviews)
2. [Venmo](https://www.capterra.com.sg/software/182159/venmo-) — 4.7/5 (9306 reviews)
3. [Square Payments](https://www.capterra.com.sg/software/170278/square-payments-processing) — 4.7/5 (2716 reviews)
4. [Square Point of Sale](https://www.capterra.com.sg/software/154907/square-point-of-sale) — 4.6/5 (3039 reviews)
5. [Stax](https://www.capterra.com.sg/software/157492/fattmerchant-payments-online) — 4.2/5 (146 reviews)

## Reviews

### "Good payment service" — 5.0/5

> **Tracy** | *20 January 2025* | E-Learning | Recommendation rating: 9.0/10
> 
> **Pros**: Generally lower fees than other payment services. Customer service is also fast.
> 
> **Cons**: NIL, I think it is acceptable. Of course lower fees would be great but I know Stripe needs to run their business.
> 
> Good, easy to use, fast customer service.

-----

### "Reliable recurring billing that stays out of the way" — 4.0/5

> **Scott** | *17 August 2026* | E-Learning | Recommendation rating: 8.0/10
> 
> **Pros**: Stripe has been rock-solid for processing recurring subscription payments on our membership and training business. We run WooCommerce Subscriptions with multiple installment plan variants, and Stripe handles the recurring billing, card updates, and retries without drama.
> 
> **Cons**: Processing fees add up at volume, especially on installment plans where the same customer generates twelve separate transactions instead of one. Dunning and failed-payment recovery is functional but basic out of the box.  We've had to build our own reporting to identify and act on at-risk subscribers rather than relying on Stripe's native tooling.
> 
> Positive overall. Stripe is the piece of our payments infrastructure we think about least, which is exactly what you want from a payment processor. It's handled thousands of subscription renewals across a multi-year membership program with essentially zero processor-side failures.  I'd choose it again.

-----

### "Stripe Makes Payments Easy" — 5.0/5

> **Jason** | *24 August 2026* | Program Development | Recommendation rating: 10.0/10
> 
> **Pros**: We have been using Stripe as an integration into our registration system to accept credit card payments for our courses for about 6 years now. We have not experienced a single bug or issue in that time. The dashboard is relatively easy to use and the fees that Stripe charges seem fairly in alignment with others.
> 
> **Cons**: I think the main dashboard could be a little simpler in some cases. The left navigation bar and the gear icon are really the go to spots, but sometimes it isn't the most intuitive where to find things. Using the search feature is sometimes necessary, so it's nice that they have that additional support.
> 
> The overall experience has been a positive one. It makes the process of accepting credit cards and transferring the funds to our business account super simple.

-----

### "Dont Risk Your Company Using Stripe" — 1.0/5

> **Nick** | *6 August 2026* | Health, Wellness & Fitness | Recommendation rating: 0.0/10
> 
> **Pros**: nothing at all. very bad company to deal with. we don thave anythign nice to say about them we wantto worn people about them
> 
> **Cons**: the threating emails we got about closing our accoutn when we did nothing wrong . we called them and they said our account was fine and we have an email form them stating this
> 
> Watch out for this company. Our experience has been absolutely terrible.&#10;&#10;Out of the blue, we received threatening emails stating that they were going to stop processing our payments and close our account, despite us having done nothing wrong. When we called them to find out what was happening, we were told there was "nothing to worry about", yet they continued sending intimidating emails demanding documents and personal information before they would even discuss the matter with us.&#10;&#10;The whole experience felt very unprofessional and concerning. As a business, you simply can't afford to have your payment provider putting your company at risk like this. There are plenty of other reputable payment providers available, so we switched immediately.&#10;&#10;Based on our experience, I would not recommend trusting this company with your business.

-----

### "BEWARE\! Stripe will steal your money" — 1.0/5

> **Jennifer** | *25 June 2026* | Veterinary | Recommendation rating: 0.0/10
> 
> **Pros**: There is not one single pro I can give Stripe. The only reason we "chose" stripe was because our PIMS, Daysmart, selected this company and recommended it.
> 
> **Cons**: Shady, incompetent, non-responsive, criminal, automated, outsourced, slanderous, no support, unbearable wait times with call centers who have no knowledge, empathy or understanding.
> 
> WARNING TO SMALL BUSINESS OWNERS: STAY FAR AWAY FROM STRIPE&#10;Our experience with Stripe has been nothing short of a nightmare. We are a small, privately owned veterinary hospital that has spent years serving our community and caring for people's pets. Despite operating a legitimate business with documented transactions, Stripe suddenly withheld and removed nearly $7,000 from our account, placing a significant financial burden on our practice.&#10;What makes this situation even worse is the lack of meaningful support. Trying to get answers felt like running into a brick wall. We received generic responses, little transparency, and virtually no accountability while thousands of dollars that our business depended on remained inaccessible.&#10;For a small business, $7,000 is not a minor inconvenience. That money pays employees, covers medical supplies, supports patient care, and keeps the doors open. The fact that a company with Stripe's resources can freeze or remove funds while providing inadequate communication is deeply concerning.&#10;If you are a small business owner—especially a veterinary clinic, medical practice, or family-owned company—think very carefully before trusting Stripe with your payment processing. Based on our experience, the financial risk is simply too high.&#10;We expected a payment processor. Instead, we got stress, uncertainty, and thousands of dollars tied up with little explanation.&#10;We would never recommend Stripe to another small business.

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## Links

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