---
description: Get detailed information about Stripe and how it can help you meet your business needs. Learn more about Stripe price, benefits, and disadvantages for businesses in Singapore.
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title: Stripe Pricing, Cost & Reviews - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe)

# Stripe

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> Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features.
> 
> Verdict: Rated **4.6/5** by 3331 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Stripe?

Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 3331 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.4/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Stripe
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based
- **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish
- **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more

## Features

- ACH Payment Processing
- API
- Billing & Invoicing
- Credit Card Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- In-Person Payments
- Mobile Access
- Mobile Payments
- Multi-Currency
- Multiple Payment Options
- PCI Compliance
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations
- Transaction Management
- Transaction Monitoring

## Integrations (109 total)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

... and 94 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)
- [Cryptocurrency Wallet Software](https://www.capterra.com.sg/directory/33075/cryptocurrency-wallets/software)
- [Currency Exchange Software](https://www.capterra.com.sg/directory/10053/currency-exchange/software)
- [Cryptocurrency Exchange Software](https://www.capterra.com.sg/directory/33575/cryptocurrency-exchange/software)
- [Mobile Credit Card Processing Software](https://www.capterra.com.sg/directory/31089/mobile-credit-card-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.com.sg/software/179251/paypal) — 4.6/5 (26378 reviews)
2. [Venmo](https://www.capterra.com.sg/software/182159/venmo-) — 4.7/5 (9279 reviews)
3. [Square Payments](https://www.capterra.com.sg/software/170278/square-payments-processing) — 4.7/5 (2680 reviews)
4. [Square Point of Sale](https://www.capterra.com.sg/software/154907/square-point-of-sale) — 4.6/5 (3028 reviews)
5. [Stax](https://www.capterra.com.sg/software/157492/fattmerchant-payments-online) — 4.1/5 (126 reviews)

## Reviews

### "Good payment service" — 5.0/5

> **Tracy** | *20 January 2025* | E-Learning | Recommendation rating: 9.0/10
> 
> **Pros**: Generally lower fees than other payment services. Customer service is also fast.
> 
> **Cons**: NIL, I think it is acceptable. Of course lower fees would be great but I know Stripe needs to run their business.
> 
> Good, easy to use, fast customer service.

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### "Great value payment platform with fast payouts" — 5.0/5

> **David** | *1 April 2026* | Education Management | Recommendation rating: 8.0/10
> 
> **Pros**: Stripe has been very reliable for our business and offers strong value for money compared to alternatives. A recent advantage for us is the instant payouts, which significantly improves cash flow and reduces the stress of waiting on funds. The platform is easy to use, integrates well with other systems, and makes managing payments straightforward.
> 
> **Cons**: Fees can add up as volume grows, especially for smaller transactions, and it’s not always easy to clearly see the total cost impact at a glance.
> 
> Overall, Stripe has been a great fit for our business. It’s dependable, flexible, and supports growth without adding too much operational complexity. The instant payout feature alone makes a big difference to day-to-day cash flow, and the system has scaled well as we’ve grown.

-----

### "Reliable and Flexible Payment Processing with Stripe" — 5.0/5

> **Verified Reviewer** | *17 March 2026* | Hospitality | Recommendation rating: 10.0/10
> 
> **Pros**: Stripe provides a reliable and flexible platform for processing credit card and card payments. The system offers good value for the service provided and integrates easily with websites and online ordering platforms. The dashboard is easy to navigate, making it simple to track payments, review reports, and manage payouts. Stripe also allows for customization and integrations that make it adaptable to different business needs. Overall, it provides a smooth payment experience for both the business and the customer.
> 
> **Cons**: There are not many major downsides to the platform. Some reporting tools and advanced settings can take a little time to learn when first using the system, but once you become familiar with the dashboard it becomes much easier to navigate.
> 
> Overall, Stripe has been a dependable payment processing system for our business. It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions. The platform is generally easy to use, runs smoothly with minimal bugs or issues, and gives businesses the flexibility to customize integrations as needed. It has been a strong solution for managing online and card payments.

-----

### "Funds Held for Over 1 Year Without Resolution" — 1.0/5

> **Ashish** | *14 April 2026* | Marketing & Advertising | Recommendation rating: 0.0/10
> 
> **Pros**: Stripe has a clean interface and is relatively easy to set up. The platform integrates well with various tools and provides a smooth payment experience while the account is active.
> 
> **Cons**: Account closures and fund holds are a major concern. In my case, Stripe held my balance of $3,425.80 for over 1 year after account closure, despite no chargebacks or disputes. Communication from support was limited, and no clear justification was provided for withholding funds beyond the standard reserve period.
> 
> My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and prolonged fund holds. My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including escalations, there has been no resolution. I would advise businesses to carefully consider these risks.

-----

### "Feature-rich payment processing platform" — 5.0/5

> **Jack** | *13 February 2026* | Insurance | Recommendation rating: 10.0/10
> 
> **Pros**: Simplicity in its design, rich in features for managing payment processing, invoicing and more. Low transaction fees means convenience for my business without being penalised for it. Stripes API allows really easy integration into any service or product.
> 
> **Cons**: Stripe generally is a great platform, however, initial business verification can hold you back, its a fairly complex process that I think could be streamlined more.
> 
> Stripe is a feature-rich payment processing platform. I found it incredibly easy to work with from an API level, providing exactly the right level of integration that I needed for my projects. The dashboard and suite of tools are so simple to use, and easy to follow. Stripe can also handle multiple currencies with ease, incredibly useful.

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## Links

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