---
description: Get detailed information about Who Owes What and how it can help you meet your business needs. Learn more about Who Owes What price, benefits, and disadvantages for businesses in Singapore.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Who Owes What Pricing, Cost & Reviews - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Who Owes What](/software/1101153/Who-Owes-What)

# Who Owes What

Canonical: https://www.capterra.com.sg/software/1101153/Who-Owes-What

> Split the check. Skip the math. No account required.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

-----

## Overview

### Who Uses Who Owes What?

The product caters to friends splitting restaurant bills, travelers managing trip expenses, and groups sharing costs for outings or events.

## About the vendor

- **Company**: Who Owes What

## Commercial Context

- **Pricing model**: Usage Based (Free version available) (Free Trial)
- **Target Audience**: Self Employed, 2–10
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, German
- **Available Countries**: Angola, Argentina, Aruba, Australia, Austria, Bahamas, Bahrain, Belgium, Bermuda, Bosnia & Herzegovina, Botswana, Brazil, Bulgaria, Canada, Cayman Islands, Chile, China, Colombia, Costa Rica, Croatia and 68 more

## Support Options

- Email/Help Desk
- FAQs/Forum

## Category

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)

## Alternatives

1. [Chargebee](https://www.capterra.com.sg/software/131433/chargebee) — 4.3/5 (106 reviews)
2. [Tazapay](https://www.capterra.com.sg/software/1042233/tazapay) — 1.0/5 (1 reviews)
3. [PayPal](https://www.capterra.com.sg/software/179251/paypal) — 4.6/5 (26527 reviews)
4. [QuickBooks Enterprise](https://www.capterra.com.sg/software/46497/quickbooks-enterprise) — 4.5/5 (20664 reviews)
5. [Venmo](https://www.capterra.com.sg/software/182159/venmo-) — 4.7/5 (9299 reviews)

## Links

- [View on Capterra](https://www.capterra.com.sg/software/1101153/Who-Owes-What)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/10045821/Who-Owes-What/> |
| en-AE | <https://www.capterra.ae/software/1101153/Who-Owes-What> |
| en-AU | <https://www.capterra.com.au/software/1101153/Who-Owes-What> |
| en-CA | <https://www.capterra.ca/software/1101153/Who-Owes-What> |
| en-GB | <https://www.capterra.co.uk/software/1101153/Who-Owes-What> |
| en-IE | <https://www.capterra.ie/software/1101153/Who-Owes-What> |
| en-IL | <https://www.capterra.co.il/software/1101153/Who-Owes-What> |
| en-IN | <https://www.capterra.in/software/1101153/Who-Owes-What> |
| en-NZ | <https://www.capterra.co.nz/software/1101153/Who-Owes-What> |
| en-SG | <https://www.capterra.com.sg/software/1101153/Who-Owes-What> |
| en-ZA | <https://www.capterra.co.za/software/1101153/Who-Owes-What> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":null,"address":{"@type":"PostalAddress","addressLocality":null,"addressRegion":null,"postalCode":null,"streetAddress":null},"description":"Capterra Singapore helps find the best business software. With software reviews, ratings, infographics, and the most comprehensive list of business software.","email":"info@capterra.com.sg","url":"https://www.capterra.com.sg/","logo":"https://dm-localsites-assets-prod.imgix.net/images/capterra/logo-a9b3b18653bd44e574e5108c22ab4d3c.svg","@type":"Organization","@id":"https://www.capterra.com.sg/#organization","parentOrganization":"G2.com, Inc.","sameAs":["https://twitter.com/capterra","https://www.facebook.com/Capterra/","https://www.linkedin.com/company/capterra","https://www.instagram.com/capterra/","https://www.youtube.com/user/CapterraTV"]},{"name":"Who Owes What","description":"Most bill-splitting tools want an account, a group, and a growing history of everything you’ve ever spent together. Who Owes What exists for the opposite reason: your splits should stay yours, and settling up should take minutes, not maintenance.\n\nI built it so you can scan or type a receipt, tap who had what, and send clean totals—without signing up, without a permanent cloud ledger of every dinner and trip, and without turning a one-off meal into a long-running “who owes whom” database on someone else’s servers. Data ownership means saved splits live on your device; simplicity means one bill, one answer, then you’re done.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/e5c5fb33-d763-4570-8499-e7b35b46814b.png","url":"https://www.capterra.com.sg/software/1101153/Who-Owes-What","@type":"SoftwareApplication","@id":"https://www.capterra.com.sg/software/1101153/Who-Owes-What#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.com.sg/#organization"},"operatingSystem":"Cloud, Apple, Windows, Linux, Chrome, Android, Platform ios, Platform ipad"},{"@type":"FAQPage","@id":"https://www.capterra.com.sg/software/1101153/Who-Owes-What#faqs","mainEntity":[{"name":"What Is Who Owes What?","@type":"Question","acceptedAnswer":{"text":"Most bill-splitting tools want an account, a group, and a growing history of everything you’ve ever spent together. Who Owes What exists for the opposite reason: your splits should stay yours, and settling up should take minutes, not maintenance.I built it so you can scan or type a receipt, tap who had what, and send clean totals—without signing up, without a permanent cloud ledger of every dinner and trip, and without turning a one-off meal into a long-running “who owes whom” database on someone else’s servers. Data ownership means saved splits live on your device; simplicity means one bill, one answer, then you’re done.","@type":"Answer"}},{"name":"Who Uses Who Owes What?","@type":"Question","acceptedAnswer":{"text":"The product caters to friends splitting restaurant bills, travelers managing trip expenses, and groups sharing costs for outings or events.","@type":"Answer"}}]},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"Who Owes What","position":3,"item":"/software/1101153/Who-Owes-What","@type":"ListItem"}],"@id":"https://www.capterra.com.sg/software/1101153/Who-Owes-What#breadcrumblist"}]}
</script>