---
description: Get detailed information about PencilPay and how it can help you meet your business needs. Learn more about PencilPay price, benefits, and disadvantages for businesses in Singapore.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: PencilPay Pricing, Cost & Reviews - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [PencilPay](/software/1022885/pencilpay)

# PencilPay

Canonical: https://www.capterra.com.sg/software/1022885/pencilpay

> Reduce your receivables by 50% in the first 3 months by automating your wholesale account applications, trading terms and payments.
> 
> Verdict: Rated **5.0/5** by 4 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses PencilPay?

Wholesale product suppliers with payment terms. Including Health Products, Food \& Beverage wholesalers, FMCG, Coffee Roasters, Breweries, Distilleries, Wine Distributors, Clothing \& Apparel.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **5.0/5** | 4 Reviews |
| Ease of Use | 4.8/5 | Based on overall reviews |
| Customer Support | 5.0/5 | Based on overall reviews |
| Value for Money | 5.0/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Pencil

## Commercial Context

- **Starting Price**: A$49.00
- **Pricing model**: Other (Free Trial)
- **Target Audience**: Self Employed, 2–10, 11–50
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Australia, United States

## Features

- ACH Payment Processing
- Automated Notices
- Billing & Invoicing
- Debit/Credit Card Processing
- Financial Management
- Inventory Management
- Inventory Tracking
- Multi-Currency
- Multi-Location
- Multiple Payment Options
- Online Payments
- Order Management
- PCI Compliance
- Payment Collection
- Payment Fraud Prevention
- Payment Gateway Integration
- Purchase Order Management
- Real-Time Data
- Receipt Management
- Recurring/Subscription Billing
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- Retail Inventory Management
- Supplier Management
- Third-Party Integrations
- Transaction Monitoring
- Warehouse Management
- eCommerce Management

## Integrations (8 total)

- Cin7 Core
- Equifax
- MYOB Acumatica
- MYOB Business
- Pepperi
- Unleashed
- WooCommerce
- Xero

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)
- [Distribution Software](https://www.capterra.com.sg/directory/30079/distribution/software)
- [Order Management Software](https://www.capterra.com.sg/directory/30225/order-management/software)
- [Supply Chain Management Software](https://www.capterra.com.sg/directory/4/supply-chain-management/software)
- [Inventory Control Software](https://www.capterra.com.sg/directory/30106/inventory-control/software)

## Alternatives

1. [NetSuite](https://www.capterra.com.sg/software/135757/netsuite) — 4.2/5 (2003 reviews)
2. [QuickBooks Enterprise](https://www.capterra.com.sg/software/46497/quickbooks-enterprise) — 4.5/5 (20614 reviews)
3. [Fishbowl](https://www.capterra.com.sg/software/123794/fishbowl) — 4.2/5 (1087 reviews)
4. [Cin7 Core](https://www.capterra.com.sg/software/133038/cin7-core) — 4.3/5 (732 reviews)
5. [Odoo](https://www.capterra.com.sg/software/135618/odoo) — 4.2/5 (1294 reviews)

## Reviews

### "Great for on boarding" — 5.0/5

> **Chequita** | *11 March 2022* | Construction | Recommendation rating: 9.0/10
> 
> **Pros**: Pencil has made our on boarding process much easier and more efficient. Information about our account contacts, directors and other company information, including payment details are all safely collected and stored for our records. We can run credit checks on new company customers and process account applications with ease. For me, the support I have received from the Pencil team has been second to none. Their response time has been awesome and they have been a pleasure to work with.
> 
> **Cons**: Not all customers welcome a digital platform like Pencil and don't want to use it. If there are any technical issues, customers can become quickly impatient. Not a problem with the software, but a reality we have experienced. I am still learning how the program  can be used best in the context of our company, however, I would like to see more fields populated in Xero from the data entered in Pencil by the customer. Maybe this could be set up to fill only blank fields in Xero such as the ABN and credit limits for example.
> 
> In this industry we tend to have new customers want to make a booking on just a name and number on the fly. With Pencil, it has been good to direct customers to the link on our website to complete the on boarding form. We have also been able to email the link that has been then forwarded to the correct person so we can gather critical information of who is to pay the bill. Many customers enjoy the convenience of hitting the pay button embedded in our Xero invoices making payment quick and easy.

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### "It's easy, quick and saves time\!" — 5.0/5

> **Nate** | *21 February 2022* | Automotive | Recommendation rating: 10.0/10
> 
> **Pros**: it integrates into our back end systems and saves so much manual entry time.  I authorise and invoice and in no time at all, its processed, paid and in our accounting system.
> 
> **Cons**: The learning process was a little to get my head around, but not ultra difficult.  The guys were where every step of the way answering any questions that I had and helping sort out any issues.
> 
> Very happy and would highly recommend.

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### "Thanks Pencil Team\!" — 5.0/5

> **Kiritea** | *10 February 2022* | Food & Beverages | Recommendation rating: 8.0/10
> 
> **Pros**: Pencil's ability to link our inventory software with our invoicing software has saved masses of time and stress\! \[SENSITIVE CONTENT\] and \[SENSITIVE CONTENT\] were both really hands on with our set up and have been very prompt and helpful with any queries.
> 
> **Cons**: If I had to nit-pick I would love the ability to remove old payees from accounts, but really only necessary for nervous nellies such as myself.

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### "Pencil is fantastic" — 5.0/5

> **David** | *9 February 2022* | Financial Services | Recommendation rating: 9.0/10
> 
> **Pros**: Integration with our existing systems, and the support from Pencil was superb
> 
> **Cons**: Our unique model created challenges with reconciling PencilPay with our accounts system. This required deeper diving with our accountants.
> 
> Overall we're very happy. PencilPay has simplified a complex process and allowed us to focus on our business.

## Links

- [View on Capterra](https://www.capterra.com.sg/software/1022885/pencilpay)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/240728/PencilPay/> |
| en-AE | <https://www.capterra.ae/software/1022885/pencilpay> |
| en-AU | <https://www.capterra.com.au/software/1022885/pencilpay> |
| en-CA | <https://www.capterra.ca/software/1022885/pencilpay> |
| en-GB | <https://www.capterra.co.uk/software/1022885/pencilpay> |
| en-IE | <https://www.capterra.ie/software/1022885/pencilpay> |
| en-IL | <https://www.capterra.co.il/software/1022885/pencilpay> |
| en-IN | <https://www.capterra.in/software/1022885/pencilpay> |
| en-NZ | <https://www.capterra.co.nz/software/1022885/pencilpay> |
| en-SG | <https://www.capterra.com.sg/software/1022885/pencilpay> |
| en-ZA | <https://www.capterra.co.za/software/1022885/pencilpay> |

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