---
description: Get detailed information about Wise and how it can help you meet your business needs. Learn more about Wise price, benefits, and disadvantages for businesses in Singapore.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Wise Pricing, Cost & Reviews - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Wise](/software/1016836/wise)

# Wise

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> Payment processing software that lets businesses transfer money in multi currencies to users across international countries.
> 
> Verdict: Rated **3.8/5** by 85 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **3.8/5** | 85 Reviews |
| Ease of Use | 4.0/5 | Based on overall reviews |
| Customer Support | 3.5/5 | Based on overall reviews |
| Value for Money | 3.8/5 | Based on overall reviews |
| Features | 3.9/5 | Based on overall reviews |
| Recommendation percentage | 70% | (7/10 Likelihood to recommend) |

## About the vendor

- **Company**: Wise

## Commercial Context

- **Pricing model**:  (Free version available)
- **Pricing Details**: Contact Wise for pricing details.
- **Target Audience**: Self Employed, 2–10, 11–50, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, German
- **Available Countries**: United Kingdom

## Features

- Reporting/Analytics
- Transaction Monitoring

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base

## Category

- [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.com.sg/software/179251/paypal) — 4.6/5 (26409 reviews)
2. [Venmo](https://www.capterra.com.sg/software/182159/venmo-) — 4.7/5 (9281 reviews)
3. [Stripe](https://www.capterra.com.sg/software/123889/stripe) — 4.6/5 (3339 reviews)
4. [Square Payments](https://www.capterra.com.sg/software/170278/square-payments-processing) — 4.7/5 (2686 reviews)
5. [Square Point of Sale](https://www.capterra.com.sg/software/154907/square-point-of-sale) — 4.6/5 (3030 reviews)

## Reviews

### "Wise - great online bank" — 5.0/5

> **Tracy** | *20 January 2025* | E-Learning | Recommendation rating: 10.0/10
> 
> **Pros**: Extremely user friendly, great interest rates, low forex rates, low transfer fees... referral rewards too.
> 
> **Cons**: NIL. Perhaps to be a bit more competitive, can have lower wire/ACH fees for USD.
> 
> Great. Good rates, fast service, debit card to use when overseas.

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### "Most secure and transparent fintech app in the world" — 5.0/5

> **Gabriel** | *19 March 2025* | E-Learning | Recommendation rating: 10.0/10
> 
> **Pros**: I've been using wise (ex transferwise) for 8 years now, and I have absolute trust in this company. I love how simple and transparent everything is. With them, nothing is complicated or sketchy and I just love that.
> 
> **Cons**: The fact that you cant do much with money besides spend it or send it. I cant believe they dont offer loans or credit, because the problem is that since I've handled my money with them all of these years, I didn't build credit score with other banks. If they would allow you to build credit score with them, offer some type of credit card option or give out small loans, they would be the best.
> 
> Overall, I am a person who recommends wise to every single person I know. I am happy, loyal client.

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### "Amazing money app everyone should have" — 5.0/5

> **Niamh** | *5 March 2026* | E-Learning | Recommendation rating: 10.0/10
> 
> **Pros**: I love this app \! I transfer my money here immediately after I'm paid and I know my money is secure and stays at same amount. I first downloaded it when I visited London and I wanted to convert my money into pounds. I was able to convert some of my wise balance into pounds which was better than paying in euro so I knew the exact amount. It kept record of my transactions and helped me see what I spent
> 
> **Cons**: I wished I could have lodged money directly onto the wise account: maybe that's possible if I got the physical card but for now I just have the digital one .
> 
> Amazing \!\! I had previous bad experience with a rival company and wise has been amazing: the other company was not good with security features but wise has been so easy to use and fast to set up

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### "Best for multi-currency business exchange" — 5.0/5

> **Verified Reviewer** | *4 April 2026* | Marketing & Advertising | Recommendation rating: 10.0/10
> 
> **Pros**: Wise is easy to use, good fees, best on the market. MAkes my US business money coming in simple and straightforward.
> 
> **Cons**: I wish more people knew about it and already had the app so I could transact more seamlessly. I see this as just a matter of time. I also want it to replace Stripe for me, ideally.

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### "Fast, Transparent, and Easy International Transfers" — 3.0/5

> **Flavia** | *13 May 2025* | Architecture & Planning | Recommendation rating: 5.0/10
> 
> **Pros**: The intuitive interface makes international money transfers incredibly simple. It's easy to understand fees upfront, and the real exchange rate shown is a huge plus. The mobile app is user-friendly, and notifications keep you informed every step of the way.
> 
> **Cons**: Some smaller currencies or countries aren’t fully supported, which can be limiting in rare cases. Also, first-time verification may take a bit longer than expected, depending on your location.
> 
> Wise has significantly improved the way I manage international payments. It’s transparent, fast, and much cheaper than using traditional banks. Whether I’m paying freelancers or transferring money to family abroad, I feel confident using Wise thanks to its clear process and dependable service. But for location my account was closed

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## Links

- [View on Capterra](https://www.capterra.com.sg/software/1016836/wise)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.capterra.com.de/software/1016836/wise> |
| de-AT | <https://www.capterra.at/software/1016836/wise> |
| de-CH | <https://www.capterra.ch/software/1016836/wise> |
| en | <https://www.capterra.com/p/234269/Wise/> |
| en-AE | <https://www.capterra.ae/software/1016836/wise> |
| en-AU | <https://www.capterra.com.au/software/1016836/wise> |
| en-CA | <https://www.capterra.ca/software/1016836/wise> |
| en-GB | <https://www.capterra.co.uk/software/1016836/wise> |
| en-IE | <https://www.capterra.ie/software/1016836/wise> |
| en-IL | <https://www.capterra.co.il/software/1016836/wise> |
| en-IN | <https://www.capterra.in/software/1016836/wise> |
| en-NZ | <https://www.capterra.co.nz/software/1016836/wise> |
| en-SG | <https://www.capterra.com.sg/software/1016836/wise> |
| en-ZA | <https://www.capterra.co.za/software/1016836/wise> |
| fr | <https://www.capterra.fr/software/1016836/wise> |
| fr-BE | <https://fr.capterra.be/software/1016836/wise> |
| fr-CA | <https://fr.capterra.ca/software/1016836/wise> |
| fr-LU | <https://www.capterra.lu/software/1016836/wise> |

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