--- description: Get detailed information about PayPal and how it can help you meet your business needs. Learn more about PayPal price, benefits, and disadvantages for businesses in Singapore. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: PayPal Pricing, Cost & Reviews - Capterra Singapore 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [PayPal](/software/179251/paypal) # PayPal Canonical: https://www.capterra.com.sg/software/179251/paypal Page: 1 / 1055\ Next: [Next page](https://www.capterra.com.sg/software/179251/paypal?page=2) > From payments to credit to fraud protection, PayPal helps businesses streamline payment processing and chargeback management. > > Verdict: Rated **4.6/5** by 26340 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses PayPal? PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 26340 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.2/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: PayPal - **Location**: San Jose, US - **Founded**: 1998 ## Commercial Context - **Starting Price**: US$0.29 - **Pricing model**: Other (Free version available) - **Pricing Details**: Pricing is based per transaction. 2.5% + Fixed fee ( $0.041) - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Arabic, Chinese, Czech, Danish, Dutch, English, Finnish, French, German, Hebrew, Hungarian, Indonesian, Irish, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Russian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian - **Available Countries**: Australia, Canada, China, France, Germany, India, Japan, United Kingdom, United States ## Features - ACH Payment Processing - Accounting - Activity Dashboard - Alerts/Notifications - Barcode/Ticket Scanning - Billing & Invoicing - CRM - Cash Management - Compliance Management - Contact Database - Customizable Dashboard - Customizable Invoices - Data Import/Export - Data Visualization - Debit/Credit Card Processing - Electronic Payments - Financial Analysis - Financial Management - Financial Reporting - In-Person Payments - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Mobile Payments - Multi-Currency - Multi-Period Recurring Billing - Multiple Payment Options - Order Management - PCI Compliance - Payment Fraud Prevention - Payment Gateway Integration - Payment Processing - Performance Management - Promotions Management - Real-Time Data - Real-time Alerts - Recurring/Subscription Billing - Refund Management - Reminders - Reporting/Analytics - Risk Analysis - Risk Management - Sales Reports - Search/Filter - Shipping Labels - Shipping Management - Transaction Monitoring - eCommerce Management ## Integrations (53 total) - 123FormBuilder - 17hats - Acuity Scheduling - AthletaDesk - BetterUnite - BigCommerce - Cash App - ChargePay - Chargebee - Cognito Forms - Constant Contact - Donorbox - Ecwid - Formsite - Fundraise Up ... and 38 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.com.sg/directory/30232/payment-processing/software) - [Fraud Management Software](https://www.capterra.com.sg/directory/10058/financial-fraud-detection/software) - [Retail Management Software](https://www.capterra.com.sg/directory/20053/retail-management-systems/software) - [Recurring Billing Software](https://www.capterra.com.sg/directory/30927/recurring-billing/software) - [Reporting Tools](https://www.capterra.com.sg/directory/30053/reporting/software) ## Alternatives 1. [QuickBooks Online](https://www.capterra.com.sg/software/141374/quickbooks-online) — 4.3/5 (8413 reviews) 2. [Stripe](https://www.capterra.com.sg/software/123889/stripe) — 4.6/5 (3327 reviews) 3. [Square Point of Sale](https://www.capterra.com.sg/software/154907/square-point-of-sale) — 4.6/5 (3027 reviews) 4. [NetSuite](https://www.capterra.com.sg/software/135757/netsuite) — 4.2/5 (2007 reviews) 5. [Epos Now](https://www.capterra.com.sg/software/152638/epos-now) — 3.8/5 (714 reviews) ## Reviews ### "Gives me the assurance of safer transactions" — 5.0/5 > **Winnie** | *17 February 2026* | Design | Recommendation rating: 9.0/10 > > **Pros**: PayPal is supported on many platforms, giving me a safer way to transact with smaller websites. I also find it convenient that I don't need to enter my card information again when I use PayPal. > > **Cons**: Need to be careful about the transaction and currency conversion fees. With more multi currency card options emerging, PayPal might end up being more expensive if I don't check the rates properly. ----- ### "Efficient payment method for ecommerce" — 4.0/5 > **Alicia** | *7 March 2026* | Telecommunications | Recommendation rating: 8.0/10 > > **Pros**: I usually recommend using PayPal for a more secure transaction to my clients. Invoicing is oso way more easier and rarely has errors or bugs. On the personal side I also prefer paying via PayPal, brings more peace of mind not adding you credit and just pay with your email account. > > **Cons**: The transaction fee is quite expensive compared to other payment methods but it safer so, it’s not a big con. > > I’ve been using PayPal since 2016. As a developer I used to work integrated PayPal in software solutions for my clients. Has the best conversion rate (even better than debit card). ----- ### "Industry Standard for Invoicing and Global Accessibility" — 4.0/5 > **Verified Reviewer** | *23 February 2026* | Retail | Recommendation rating: 8.0/10 > > **Pros**: PayPal excels at Expense Management because of its near universal acceptance. I find the Invoicing tools to be logically structured, making it simple to request payments from clients without needing a separate accounting suite. The ease of use for the app is high, super user friendly and the real time notifications provide excellent visibility into my cash flow. It is a reliable backbone for both professional and personal transactions. > > **Cons**: The most significant issue is the Customer Support, which relies too heavily on automated systems that struggle with nuanced problems. I have also encountered occasional bugs and issues regarding the Data Management of transaction history, specifically when trying to export large date ranges for tax purposes. The fee structure for receiving international payments can be kinda steep compared to emerging competitors too > > My overall experience with PayPal has been consistent. It is the most reliable way to handle international transactions and guest checkouts, which is why I continue to use it despite the high fees. It provides a level of security that makes me comfortable, even if the administrative side of the platform feels outdated and automated ----- ### "Fair, not great for small non-profits" — 3.0/5 > **Tracie** | *20 February 2026* | Nonprofit Organization Management | Recommendation rating: 5.0/10 > > **Pros**: PayPal is easy to integrate and set up as a form of payment processing for giving donations and for purchasing products from my small non-profit. PayPal does make invoicing customers and clients less of a hassle. > > **Cons**: The fees and hold times of donations and income. Often, a non-profit has to wait at least 30 days before seeing their donation funds which is a barrier for small non-profits. > > Fair. The hold times of donations made through PayPal giving and fees associated with giving and purchases are hard on small businesses and small non-profits. ----- ### "The standard for getting paid quickly even if the fees sting." — 4.0/5 > **Sergi** | *24 January 2026* | Business Supplies & Equipment | Recommendation rating: 10.0/10 > > **Pros**: Client Trust \& Speed. Everyone knows PayPal. Clients never hesitate to pay via PayPal. Invoicing is surprisingly good\! For a freelancer, the built-in invoicing tool is actually great. I can save client details, generate a PDF, or just send a direct link in seconds. It looks professional enough without needing extra accounting software. > > **Cons**: The Fees. This is the big one. If you invoice $1,000, seeing $30-$40 vanish immediately hurts. If the client pays in a different currency, the exchange rates PayPal offers are usually quite poor compared to market rates. Customer Support. It is incredibly difficult to reach a human if something goes wrong. You often get stuck in loops with automated bots. > > I’ve used PayPal for my freelance business for years, primarily because it removes friction for my clients. When I send a PayPal invoice, I know my client can pay it in two clicks, which means I get paid faster. That convenience is the main reason I stick with it. The platform is incredibly reliable.I’ve never lost money and transfers to my bank are usually instant now. However, the trade-off is the cost. Between the transaction fees and the currency conversion rates (international clients), you end up losing a significant chunk of your earnings. It’s a solid tool that I rely on daily. ----- Page: 1 / 1055\ Next: [Next page](https://www.capterra.com.sg/software/179251/paypal?page=2) ## Links - [View on Capterra](https://www.capterra.com.sg/software/179251/paypal) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data