---
description: Side-by-side comparison of Square Payments vs PaymentCloud. Learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Singapore.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Square Payments vs PaymentCloud Comparison - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments \<span\>vs\</span\> PaymentCloud](https://www.capterra.com.sg/compare/170278/191870/square-payments-processing/vs/payment-cloud)

# Compare Square Payments vs PaymentCloud

Canonical: https://www.capterra.com.sg/compare/170278/191870/square-payments-processing/vs/payment-cloud

> Detailed comparison between Square Payments and PaymentCloud. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Square Payments | PaymentCloud |
| **Overall rating** | 4.7/5 | 4.7/5 |
| **Total Reviews** | 2672 | 18 |
| **Starting Price** | - | US$0.01 |
| **Free Trial** | No | - |
| **Free Version** | Yes | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support |
| **Training** | In Person, Documentation, Videos | Live Online, Documentation |

## Best for

### Square Payments

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

### PaymentCloud

PaymentCloud has the infrastructure to support any business type. This can be low risk, in-person retail or ecommerce companies in tech support, subscription services, CBD, etc.

## Key features

### Square Payments

- ACH Payment Processing
- API
- Activity Dashboard
- CRM
- Compliance Management
- Cryptocurrency Processing
- Customer Database
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- Fraud Detection
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- PCI Compliance
- Point of Sale (POS)
- Receipt Management
- Reporting & Statistics
- Reporting/Analytics

### PaymentCloud

- ACH Payment Processing
- API
- Activity Dashboard
- CRM
- Compliance Management
- Cryptocurrency Processing
- Customer Database
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- Fraud Detection
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- PCI Compliance
- Point of Sale (POS)
- Receipt Management
- Reporting & Statistics
- Reporting/Analytics

## Links

- [View Square Payments Profile](https://www.capterra.com.sg/software/170278/square-payments-processing)
- [View PaymentCloud Profile](https://www.capterra.com.sg/software/191870/payment-cloud)
- [View Original Comparison](https://www.capterra.com.sg/compare/170278/191870/square-payments-processing/vs/payment-cloud)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Square Payments vs PaymentCloud Comparison - Capterra Singapore 2026","description":"Side-by-side comparison of Square Payments vs PaymentCloud. Learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Singapore.","url":"https://www.capterra.com.sg/compare/170278/191870/square-payments-processing/vs/payment-cloud","about":[{"@id":"https://www.capterra.com.sg/software/170278/square-payments-processing#software"},{"@id":"https://www.capterra.com.sg/software/191870/payment-cloud#software"}],"breadcrumb":{"@id":"https://www.capterra.com.sg/compare/170278/191870/square-payments-processing/vs/payment-cloud#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.capterra.com.sg/compare/170278/191870/square-payments-processing/vs/payment-cloud#webpage","isPartOf":{"@id":"https://www.capterra.com.sg/#website"},"inLanguage":"en-SG","publisher":{"@id":"https://www.capterra.com.sg/#organization"}},{"name":"Square Payments","description":"Square Payments is a payment processing solution that enables businesses to accept payments in person, online, or on the go. The platform supports credit and debit cards, digital wallets such as Apple Pay and Google Pay, and buy now, pay later options through Afterpay. Payment processing integrates with essential business tools, providing instant access to sales revenue, detailed reporting, and fraud protection with encrypted transactions.\nThe solution includes hardware devices ranging from handheld readers to full point-of-sale systems, facilitating checkout experiences across different business environments. Square Payments connects to a broader platform that includes tools for online stores, invoicing, customer management, and staff scheduling. This integrated approach helps businesses maintain organized operations while delivering secure payment experiences. The platform is designed to scale and adapt as business needs evolve.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/720c65c7-75bb-4fa7-85a0-b4f57e9f2216.png","url":"https://www.capterra.com.sg/software/170278/square-payments-processing","@type":"SoftwareApplication","@id":"https://www.capterra.com.sg/software/170278/square-payments-processing#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.com.sg/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":2672},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"PaymentCloud","description":"PaymentCloud provides credit card processing solutions for ecommerce, MOTO, and in-person swipe businesses. By housing 40+ dedicated account managers, you get a real person every time you call. Specialized training helps us get you set up with the right support and tools to grow your business. Free cost comparison. Seamless setup. Chargeback and fraud prevention. Hundreds of integrations. Low risk and hard to place industries accepted.","url":"https://www.capterra.com.sg/software/191870/payment-cloud","@type":"SoftwareApplication","@id":"https://www.capterra.com.sg/software/191870/payment-cloud#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.com.sg/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":18},"offers":{"price":"0.01","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"Square Payments vs PaymentCloud","position":3,"item":"https://www.capterra.com.sg/compare/170278/191870/square-payments-processing/vs/payment-cloud","@type":"ListItem"}],"@id":"https://www.capterra.com.sg/compare/170278/191870/square-payments-processing/vs/payment-cloud#breadcrumblist"}]}
</script>