---
description: Side-by-side comparison of Xero vs Refrens. Learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Singapore.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Xero vs Refrens Comparison - Capterra Singapore 2026
---

Breadcrumb: [Home](/) > [Compliance Software](/directory/30110/compliance/software) > [Xero \<span\>vs\</span\> Refrens](https://www.capterra.com.sg/compare/169561/204191/xero/vs/refrens)

# Compare Xero vs Refrens

Canonical: https://www.capterra.com.sg/compare/169561/204191/xero/vs/refrens

> Detailed comparison between Xero and Refrens. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Xero | Refrens |
| **Overall rating** | 4.4/5 | 4.9/5 |
| **Total Reviews** | 3306 | 225 |
| **Starting Price** | US$25.00 | US$0.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Live Online, Webinars, Documentation, Videos |

## Best for

### Xero

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

### Refrens

MSMEs, SMEs, Small Business, Consultancy, Agencies. Startups, Service Industry Businesses, Manufacturing Businesses, Traders, Wholesalers,

## Key features

### Xero

- API
- Accounts Payable
- Activity Tracking
- Cash Flow Management
- Client Management
- Currency Conversion
- Customizable Invoices
- Customizable Reports
- Document Management
- Email Management
- Encryption
- Hourly Billing
- Multi-Currency
- Online Invoicing
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Reimbursement Management
- Reminders
- Status Tracking

### Refrens

- API
- Accounts Payable
- Activity Tracking
- Cash Flow Management
- Client Management
- Currency Conversion
- Customizable Invoices
- Customizable Reports
- Document Management
- Email Management
- Encryption
- Hourly Billing
- Multi-Currency
- Online Invoicing
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Reimbursement Management
- Reminders
- Status Tracking

## Links

- [View Xero Profile](https://www.capterra.com.sg/software/169561/xero)
- [View Refrens Profile](https://www.capterra.com.sg/software/204191/refrens)
- [View Original Comparison](https://www.capterra.com.sg/compare/169561/204191/xero/vs/refrens)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Xero vs Refrens Comparison - Capterra Singapore 2026","description":"Side-by-side comparison of Xero vs Refrens. Learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Singapore.","url":"https://www.capterra.com.sg/compare/169561/204191/xero/vs/refrens","about":[{"@id":"https://www.capterra.com.sg/software/169561/xero#software"},{"@id":"https://www.capterra.com.sg/software/204191/refrens#software"}],"breadcrumb":{"@id":"https://www.capterra.com.sg/compare/169561/204191/xero/vs/refrens#breadcrumblist"},"@id":"https://www.capterra.com.sg/compare/169561/204191/xero/vs/refrens#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.capterra.com.sg/#website"},"publisher":{"@id":"https://www.capterra.com.sg/#organization"},"inLanguage":"en-SG"},{"name":"Xero","description":"Xero is an online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. It assists with finances and cash flow in real time, importing of transactions from bank accounts, and integrating with third-party business applications.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/366cb606-f0e6-4f19-b794-4011b5bd8c19.png","url":"https://www.capterra.com.sg/software/169561/xero","@id":"https://www.capterra.com.sg/software/169561/xero#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.com.sg/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.4,"bestRating":5,"ratingCount":3306},"offers":{"price":"25","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"Refrens","description":"Refrens is an all-in-one business management platform for growing businesses that want to manage sales, finance, operations, and compliance from one connected system. \nBusinesses can create invoices, quotations, purchase orders, expenses, credit notes, and debit notes while Refrens automatically updates ledgers, vouchers, and reports. It supports GST-ready invoicing, e-invoicing, bank reconciliation, receivables and payables tracking, payment reminders, online payment collection, balance sheet, profit &amp; loss, cash flow, trial balance, and outstanding reports. Refrens also includes Sales CRM for lead capture, pipelines, follow-ups, meeting scheduling, email tracking, and sales reports. Product businesses can manage inventory, warehouses, stock transfers, batches, serial numbers, barcode scanning, and valuation reports. Teams can manage vendors with onboarding forms, PAN/GSTIN/bank verification, RFQ/RFI links, approvals, and payables visibility. It replaces scattered tools with one app.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/6579dea8-87a5-46e5-8105-21c0e1e6dcb4.png","url":"https://www.capterra.com.sg/software/204191/refrens","@id":"https://www.capterra.com.sg/software/204191/refrens#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.com.sg/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.9,"bestRating":5,"ratingCount":225},"offers":{"price":"0","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Linux, Chrome, Android, Platform ios, Platform ipad"},{"@id":"https://www.capterra.com.sg/compare/169561/204191/xero/vs/refrens#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Compliance Software","position":2,"item":"/directory/30110/compliance/software","@type":"ListItem"},{"name":"Xero vs Refrens","position":3,"item":"https://www.capterra.com.sg/compare/169561/204191/xero/vs/refrens","@type":"ListItem"}]}]}
</script>
